NerdWallet: Smart Money App

The free NerdWallet app does the work for you, making it easy for you to track, save, and invest your money.

TRACK
Our Net Worth dashboard lets you track your cash, investments, credit cards, loans, and property. We’ll provide you with actionable financial insights about your credit score and cash flow, so you can make smart money moves.

EARN 4.40% APY* ON YOUR CASH
When you open a Cash Account offered by Atomic Brokerage, and deposit funds within 14 days, you can earn a boosted 4.40% APY on balances up to $250,000 for the first 6 months.

BUILD
We’ve partnered with Atomic Invest to give you access to their Treasury Account to invest in U.S. Treasury Bills. You don’t have to pay state and local taxes on the earned interest from Treasury Bills, so you can focus on growing your savings. Federal taxes on earned interest still apply.

INVEST
We’ll give you access to Atomic Invest’s Automated Investing Account to put your investing on autopilot. Get direct indexing with no balance minimums — allowing you to reap more savings via tax loss harvesting.

LEARN
We’ll help you connect what’s happening in the news, the markets, and the economy directly to your finances, so you always know what it means for you.

SHOP
We’ll show you financial products, and provide access to the Nerds' ratings and reviews for each one.

Disclosures:

NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy

NerdWallet terms:
https://www.nerdwallet.com/p/terms-of-use

*The boosted 4.40% Annual Percentage Yield (APY) is offered on up to $250,000 in deposits for the first 6 months when you open a Cash Account offered by Atomic Brokerage LLC and deposit funds within 14 days. Balances above $250,000 will earn the standard 3.75% APY. After the 6 month introductory period, all balances will earn the standard 3.75% APY. The 4.40% boosted introductory APY is available through NerdWallet’s promotional program. APYs are accurate as of 09/23/2025 and are subject to change without notice.

Paid Non-Client Promotion for the Treasury Account and Automated Investing: NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client w