SoFi: Bank, Invest & Loans
SoFi: Bank, Invest & Loans Summary
SoFi: Bank, Invest & Loans is a iOS app in the Finance category, developed by Social Finance, Inc. First released 8 years ago(Apr 2017), the app has 382.2K ratings with a 4.76★ (excellent) average rating.
Data tracking: SDKs and third-party integrations were last analyzed on Nov 3, 2025.
Store info: Last updated on App Store on Nov 29, 2025 (version 64622).
SoFi: Bank, Invest & Loans was last scanned for SDKs 2025-11-03. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
nanopb
Google
SDWebImage
Flutter
Stripe
Datatheorem
Plaid
mParticle
Branch
LexisNexis ThreatMetrix
Firebase
Braze4.76★
Ratings: 382.2K
Screenshots
App Description
Mobile banking and investing made easy. Send money instantly, deposit checks digitally, pay bills online, track spending with budget tools, save cash in high-yield accounts, and trade stocks with no commission (other fees apply).
Join 12.6M members banking, investing, and saving with SoFi.
MOBILE BANKING & CHECKING ACCOUNT
• Checking account with no account fees, no minimum balance- mobile banking made easy.
• Direct deposit gets you paid up to 2 days early⁵ with instant access to your funds.
• Send money, pay bills online, transfer funds between accounts with no extra charges.
STOCK TRADING & INVESTING
• Trade stocks and ETFs with no commission through SoFi Securities (other fees apply).
• Invest in fractional shares starting at just $5 to build your stock portfolio (restrictions apply).
• Automated investing with digital portfolio management from SoFi Wealth.
HIGH-YIELD SAVINGS ACCOUNT
• Earn high APY¹ on savings balances.
• Savings Vaults help organize emergency funds and savings goals in one place.
• Instant transfers between checking and savings with no fees anytime.
PERSONAL LOANS & CREDIT SCORE
• Personal loan rates for debt consolidation, home improvements, major purchases.
• Track your credit score with regular updates and monitoring tools.
• Pre-qualify for loans without affecting credit score- compare rates instantly.
BUDGET TOOLS & MONEY MANAGEMENT
• Budget tracker with automatic spending categorization across all linked accounts.
• Real-time spending alerts protect accounts and help maintain budget goals.
• Bill payment reminders keep you on track and avoid late fees.
BANK SECURITY & CUSTOMER SUPPORT
• Bank-level encryption protects personal and financial information with fraud alerts.
• Instant notifications for suspicious account activity keep your money safe.
• Financial support team available 7 days/week via chat or (855) 456-SOFI (7634).
¹SoFi members who enroll in SoFi Plus with Eligible Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or SoFi members with $5,000 or more in Qualifying Deposits during the 31-Day Evaluation Period can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. Members