Paga - Send, Pay, and Bank

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world.
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.

With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.

Physical & Virtual Visa Debit Cards

Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.

Move Money Without Borders

Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers

PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY!
PayPal is now closer to home. With Paga, you can:
Top up, withdraw, and get paid in any currency, instantly in Naira.
Pay globally anywhere PayPal is accepted.
Send and receive money worldwide right from your phone



How we protect your money

Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.

Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.

Always Here to Help

Money never sl