Perpay - Shop and Build Credit
Perpay - Shop and Build Credit Summary
Perpay - Shop and Build Credit is a iOS app in the Finance category, developed by Perpay, Inc.. First released 7 years ago(Oct 2018), the app has 7.1K ratings with a 4.51★ (excellent) average rating.
Recent activity: 48 new ratings this week (301 over 4 weeks) with stable momentum. View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Jan 22, 2026.
Store info: Last updated on App Store on Oct 16, 2025 (version 1758037297704).
Perpay - Shop and Build Credit was last scanned for SDKs 2026-01-22. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
Branch
Sentry.io
Facebook
nanopb
Google
Firebase4.51★
Ratings: 7.1K
Screenshots
App Description
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103