Perpay - Shop and Build Credit
Perpay - Shop and Build Credit Summary
Perpay - Shop and Build Credit is a free iOS app in Finance by Perpay, Inc.. Released in Oct 2018 (8 years ago). It has 23K ratings with a 4.93★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 399K monthly active users . Store last updated Oct 31, 2026
Recent activity: 553 new ratings this week View trends →
SDK intelligence: AppGoblin detected 4 development tools(e.g. Google), 1 analytics: attribution,and 1 analytics: product integrated into Perpay - Shop and Build Credit. View full SDK list →
Perpay - Shop and Build Credit SDKs Summary
Perpay - Shop and Build Credit was last scanned for SDKs on 2026-10-25. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
Google
Facebook
Expo
nanopb
Branch
Firebase4.93★
Ratings: 23K
Screenshots
App Description
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103