CRED: UPI, Bills, Credit Cards
CRED: UPI, Bills, Credit Cards Summary
CRED: UPI, Bills, Credit Cards is a iOS app in the Finance category, developed by Dreamplug. First released 7 years ago(Jan 2019), the app has 2.8K ratings with a 4.83★ (excellent) average rating.
Recent activity: 1.00 new ratings this week (2.5K over 4 weeks) with strong momentum. View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Jan 23, 2026.
Store info: Last updated on App Store on Jan 24, 2026 (version 1335).
4.83★
Ratings: 2.8K
Screenshots
App Description
CRED is a members-only app for all payment experiences.
Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more, with CRED pay.
→ Offline payments: Scan QR codes or activate Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ UPI Auto Pay: Set up UPI autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.
What comes with your CRED membership:
→ Manage multiple credit cards easily
→ Track your credit score & bank balance
→ Spot hidden charges & duplicate spends
→ Get smart statements for better insights
→ Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
→ Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
→ Education: College fees, school fees, tuition fees, etc.
→ Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
→ Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.
→ Other Bills like Fastag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+.
→ Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify your credit card details.
Manage your credit score with CRED:
→ Credit score is more than a number, it indicates your financial health
→ Keep a tab of your past scores and track your present one
→ See the factors affecting your CIBIL score with CRED
→ Make predictions based on foresight & improve your CIBIL score
→ Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, A
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