Ubank: Digital Banking
Ubank: Digital Banking Summary
Ubank: Digital Banking is a free iOS app in Finance by 86 400 Technology Pty Ltd. Released in Feb 2023 (3 years ago). It has 52K ratings with a 4.70★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 558K monthly active users . Store last updated Jul 21, 2026
SDK intelligence: AppGoblin detected 2 development tools(e.g. Google), 2 analytics: product, 1 analytics: attribution,and 1 business tools integrated into Ubank: Digital Banking. View full SDK list →
Ubank: Digital Banking SDKs Summary
Ubank: Digital Banking was last scanned for SDKs on 2026-01-28. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
Google
nanopb
Firebase
MoEngage
AppsFlyer
Intercom4.7★
Ratings: 52K
Screenshots
App Description
Open a Ubank account in minutes for Money Done Better. Ubank is a digital bank that makes money feel simple, easy to understand and more personal. From daily banking to managing your home loan, Ubank has smart features and tools to help you succeed.
What you can do with Ubank:
Spend
• Digital bank accounts with no account or card fees¹
• Spend instantly by adding Ubank to your digital wallet
• Create joint accounts in minutes to share money with your partner-in-finance
• PayID and Osko for instant money transfers (if the other bank participates)
Save
• Open up to 10 no fee savings accounts with high bonus interest that’s simple to earn
• Earn bonus interest on savings up to $1M per customer when bonus criteria are met²
• Set up Savings Targets on each of your Save accounts to track your goals
Travel
• Use your Ubank card overseas instead of a travel card for no fees from Ubank¹
• Withdraw from any ATM with no fees charged by Ubank¹
• No currency conversion fees when you pay in a foreign currency
• A competitive Visa exchange rate on all your international transactions
Budget
• Set Budgets to track your spending on 50 categories and merchants in real time
• Track your Pay Cycle and sync the Ubank app to when your money comes in
• Use a separate Bills account to plan and pay for expenses so you know what’s safe to spend
• Schedule bills and get reminders from the Bill Planner
Buy a home
• Ubank offers home loans for owner-occupiers and investors on new and refinanced loans
• Skip the upfront cost with no LMI on any Ubank home loans
• Buy with as little as 10% deposit
• Easy paperless application online
• Chat to our local lending specialists 7 days a week
And more
• Ubank is part of NAB. You can trust that your money is safe with deposits guaranteed up to $250K³
• Ubank has encrypted passkey login to help keep your accounts secure
• Link external bank accounts with Ubank using Connected Accounts
• An Australian based call centre available 7 days for any of your queries
Download the Ubank app and follow the prompts to get started in minutes. You’ll need valid ID and a unique mobile number.
Signing up with a bonus code? See the terms and conditions below for more details.
Important information
Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be a