Ubank: Digital Banking
Ubank: Digital Banking Summary
Ubank: Digital Banking is a mobile iOS app in Finance by 86 400 Technology Pty Ltd. Released in Feb 2023 (3 years ago). It has 48.3K ratings with a 4.70★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 537.3K monthly active users . Store metadata: updated May 12, 2026, version 11.281.6.
Recent activity: 2.00 new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Jan 28, 2026.
Store info: Last updated on App Store on May 12, 2026 (version 11.281.6).
4.7★
Ratings: 48.3K
Screenshots
App Description
Open a Ubank account in minutes and start doing money better. Ubank is a digital bank built to simplify budgeting and everyday money management, helping you save money, track spending, and manage bills online. With simple tools and clear insights, you can take control of your banking, savings goals, and long-term financial plans.
What you can do with Ubank
Everyday Banking
• Open a digital bank account with no monthly account fees
• Use any ATM in Australia or overseas with no fees from Ubank†
• Start spending instantly by adding your digital card to your wallet
• Create Shared accounts to manage money with a partner, housemate, or family member
Budgeting & Bills
• Track your spending in real time
• Pay Cycle syncs your income with bills and expenses, so you know what’s left to spend
• Split Income helps you divide your pay when it arrives
• Use a dedicated Bills account and Bill Planner to prepare for upcoming expenses
• Link external bank accounts with Connected Accounts to see your money all in the one place
Savings
• Earn bonus interest on savings up to $1M per customer when our simple bonus interest criteria are met*
• Open up to 10 online savings accounts
• Set Savings Targets and track your progress
Security
• Bank grade encryption and passkey login to help keep your accounts safe
• An Australian based call centre available 7 days for any of your queries
Home Loans with Ubank
Ubank also offers home loans for owner-occupiers and investors, including refinancing options. You can apply for a Ubank home loan online with a simple, paperless application and receive support from local home loan specialists.
How to open an account
Download the app to get started in minutes with Ubank’s money system – separate accounts for saving, spending and bills, plus smart tools to help you manage your money with ease.
Signing up with a bonus code? See the terms and conditions below for more details.
Important information
Ubank is part of NAB and uses advanced encryption technology to protect your money. Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. If you’re over 18 you will need at least one form of ID (Australian driver lice
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