Relay | Business Banking
Relay | Business Banking Summary
Relay | Business Banking is a mobile iOS app in Finance by Relay Financial Technologies Inc. Released in Mar 2020 (6 years ago). It has 3.2K ratings with a 4.79★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 39.1K monthly active users . Store metadata: updated May 7, 2026.
Recent activity: 32 new ratings this week View trends →
Store info: Last updated on App Store on May 7, 2026 .
4.79★
Ratings: 3.2K
Screenshots
App Description
Relay is online business banking that puts small business owners in complete control of their cash flow.
What Relay offers:
• 20 checking accounts to earmark cash for operations, payroll, taxes and more
• Multiple debit and credit cards—with built-in spend policies—to meticulously organize spending by team or project
• 1.5% cash back* on all credit card purchases, and savings accounts with up to 3.00% APY** to help you grow reserves
• All the payment types you could need—including ACH transfers, wires and checks (yes, including paper checks!)
• Automations—like maximum-balance transfer rules—that make money move for you so can focus on running your business
Plus, each business is insured up to $3M for funds on deposit via Thread Bank, Member FDIC.***
Learn more at relayfi.com.
Relay is a financial technology company, not a bank. Banking services are provided through Thread Bank, Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
*Terms and conditions apply to the cash back rewards program. Cash back will be credited to your Relay checking account at the end of your 30-day billing cycle. ATM transactions, the purchase of money orders or cash equivalents made with your Relay Visa® Credit Card are not eligible for cash back. Please refer to https://relayfi.com/visa-signature-rewards-program-terms for more details.
**The interest rates and annual percentage yield on your account are accurate as of 9/18/2024 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between 1.00%-3.00% depending on the balances held. Earn 1.00% APY on savings balances of less than $50,000, 1.50% APY on savings between $50,000 and $250,000, 2.00% APY on savings balances between $250,000 and $1,000,000 and 3.00% APY on savings balances of more than $1,000,000. There are no minimum balances or minimum deposits required to earn interest on your account.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in Thread Bank, Member FDIC’s deposit sweep program. Y