MAJORITY: Mobile banking

No SSN required. Open an FDIC-insured account and get a Visa® debit card with just your passport or government-issued ID. Then do more with your money: send money home, build credit, top up phones, and call family. MAJORITY is the mobile banking app built for internationals in the US.

Why members choose MAJORITY
Open a US account with no SSN, just a passport or ID
FDIC-insured account through Axiom Bank, N.A. with no minimum deposit
Visa debit card with cashback, works everywhere Visa is accepted
No foreign transaction fees
Send money home at competitive exchange rates
Build credit with the MAJORITY Visa® Secured Credit Card
Get paid up to 2 days early with direct deposit
Deposit checks right in the app
Mobile top-ups to family back home
International calling to 20+ countries
Support in English and Spanish

Send money home
Send money at competitive exchange rates with secure delivery by bank transfer, cash pickup, or mobile wallet, whichever your family prefers.

Build credit
Build your credit history with the MAJORITY Visa® Secured Credit Card. No SSN and no credit history required to apply. Pay on time and use your Credit Boosts to raise your credit limit over time. Your activity is reported to the major credit bureaus, so responsible use can help you build credit.

Try MAJORITY free for 30 days, then keep every benefit for $6.99/month.

For more information, including our Privacy Policy, visit https://majority.com.

The MAJORITY app facilitates banking services through, and the MAJORITY Visa® debit card is issued by, Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The funds deposited in the account held at Axiom Bank, N.A., Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Since your credit history is reported to major credit bureaus, it can help build/rebuild your credit if used responsibly. Other factors, such as late payments or delinquencies with your other accounts or loans, may adversely impact your credit. There is no guarantee regarding any impact on your credit score. Boost amount (i.e.,