Extra

Your best life starts with better credit. Swipe the Extra Debit Card daily to help track your purchases, build credit*, and earn reward points* on every purchase.

• Less than 15 minute to apply

▪ No credit check required

▪ Earn up to 1% back in reward points*

▪ Get the best looking debit card ever

▪ Check out our plans and apply online on our website.

HOW IT WORKS

▪ Sign up by connecting your bank account* and get a spending limit based on your bank balance* with no credit check.

▪ When you swipe your Extra Debit Card, we spot you for that purchase and automatically pay ourselves back the next business day.

▪ At the end of the month, we total up all of your transactions and report them to credit bureaus as credit-worthy payments.

DOWNLOAD THE NEW AND IMPROVED APP

You’ll unlock:

▪ Exclusive content to help you make sense of credit

▪ Access to the Rewards Store

▪ Giveaways for MacBooks, PS5s, gas cards, and more.

▪ Easy card management

▪ More FOMO-inducing features coming soon

REDEEM POINTS IN THE REWARDS STORE*

Spend reward points on…
▪ Must-have tech

▪ Pinterest-worthy home goods

▪ Books you won’t put down

▪ …and more!

BETTER CREDIT CAN HELP YOU

▪ Qualify for an apartment

▪ Buy a home

▪ Get a better interest rate on a car

FAQS

Is Extra a Secured Card?

▪ No, the Extra Debit Card is not a Secured Card. Members connect their bank account* so they can build credit* with debit and earn reward points* with the money that they already have.

Why should I trust Extra with my bank account?

▪ We use Plaid to securely connect to your bank account. Plaid uses encryption and internationally recognized security standards to protect your information.

**Pricing and rewards availability will vary depending on plan and term selected. *Impact on your credit score may vary depending on your use. Extra is required to report both on time and late payments, which may negatively impact your credit score. *In order to transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services. Extra sets each Cardholder’s Spend Powe