WeLab Bank - HK Digital Bank

WeLab Bank understands your needs. We help you manage, save & grow your money, so you can live life the way you want.

• Open a bank account in as fast as 5 minutes¹
• Groundbreaking time deposit interest rates
• “Digital Wealth Advisory” enables you to diversify investment, enjoy no subscription fee²

GOSAVE 2.0 TIME DEPOSIT: Various tenors/ currencies; From $10 in related currency

FOREIGN EXCHANGE³: 11 currencies foreign exchange service

TRANSFER: FPS transfers – Instant, free and 24/7; FPS QR Code, settling bill/merchant payments; USD local transfer (CHATS) and multi-currencies Global Remit services

FEATURED FUNDS ⁴: A list of funds from global fund houses⁵

DIGITAL WEALTH ADVISORY: portfolios recommended by smart system; Start investing at HKD100 with $0 subscription fee²

ALL-IN-ONE CARD: Virtual and Physical WeLab Global Wallet Debit Card²; Spend wherever and whenever you like

WELAB BANK PERSONAL LOAN: WeLab Bank exclusive “Loan Masters“⁶; Get preliminary approval in 3 steps via your app; The annualized percentage rate (“APR”) is as low as 1.68%⁷

WeLab Bank Limited is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits taken by WeLab Bank are protected by the Scheme up to a limit of HKD 800,000 per depositor. To borrow or not to borrow? Borrow only if you can repay! Above are subject to terms and conditions. Please refer to our webpage for details.

¹Actual time may vary depending on factors such as your connectivity and mobile phone.
²For fees and charges, please refer to “General Service Charges” available at our website.
³The foreign exchange transactions involve risk arising from exchange rates fluctuation. The information above is not and does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction.
⁴Information is for reference only and does not constitute any investment advice, offer or solicitation to offer or recommendation of any investment product. Investment involves risks.
⁵We categorise the funds into different themes based on the funds' information. Information relevant to the funds is for reference only and does not constitute a solicitation, offer or investment advice.
⁶Loan Masters refer to WeLab Bank’s self-developed system that works with the team that follows up with th