OnePay – Mobile Banking
OnePay – Mobile Banking Summary
OnePay – Mobile Banking is a mobile iOS app in Finance by One Finance, Inc.. Released in Mar 2020 (6 years ago). It has 301.7K ratings with a 4.86★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 2.9M monthly active users . Store metadata: updated May 11, 2026, version 5.
Recent activity: 8.2K new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Apr 27, 2026.
Store info: Last updated on App Store on May 11, 2026 (version 5).
OnePay – Mobile Banking was last scanned for SDKs 2026-04-27. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
Google
nanopb
Airbnb Engineering
Expo
Plaid
Mitek
Firebase
Braze
Branch4.86★
Ratings: 301.7K
Screenshots
App Description
Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms For terms/conditions relating to OnePay products, onepay.com/terms For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card
Eligible deposits requirement met when your OnePay deposit account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month
⁺Credit Builder Loans available to Banking+ customers only & require additional signup onepay.com/legal/licenses
∞Subject to credit approval. Cash back earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay account, or other available options
‡Only available to customers who unlock Banking+ with eligible deposits. You must select cash back category in the OnePay app monthly & you begin earning on the date it is selected. Eligible purchases are based on MCC
**Must be 18+. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance due right away. Eligible transactions are at the discretion of OnePay & may exclude certain transactions (eg, bill pay, global transfers) onepay.com/overdraft-details
◊Builder Card helps you build credit by reporting your Builder Card activity to the credit bureaus unless you opt out. Any changes to your credit score are independently determined & based on your overall financial behavior; results may vary & are not guaranteed. OnePay deposit account required. If eligible, your spending power is based on your Checking balance. Transactions using your virtual debit card are not reported. OneProgress Services LLC (NMLS ID 2460509) onepay.com/legal/licenses
^Direct deposit required. Funds availability may vary
²Bonus Term 10/27/2025–12/31/2026. Bonus applied to your 1st purchase of gas using an Upside Offer for gas (Gas Offer). Use of a Gas Offer must be made during the Bonus Term to earn the Bonus. Limit of one per customer. Cash back is provided as OnePay Points, which can be redeemed as a deposit into a OnePay deposit account, or other available optio