OnePay – Mobile Banking
OnePay – Mobile Banking Summary
OnePay – Mobile Banking is a mobile iOS app in Finance by One Finance, Inc.. Released in Mar 2020 (6 years ago). It has 272K ratings with a 4.86★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 2.7M monthly active users . Store metadata: updated Apr 2, 2026, version 5.
Recent activity: 4.4K new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Mar 27, 2026.
Store info: Last updated on App Store on Apr 2, 2026 (version 5).
OnePay – Mobile Banking was last scanned for SDKs 2026-03-27. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
Google
nanopb
Airbnb Engineering
Expo
Plaid
Mitek
Firebase
Braze
Branch4.86★
Ratings: 272K
Screenshots
App Description
OnePay Products
Wallet
Earn OnePay Points when you shop at Walmart
Cash
Early pay, OnePay Rewards, no monthly fees
Cash+
Earn interest with high-yield Savings
CashRewards Card
Earn unlimited 3% cash back at Walmart,
or 5% cash back at Walmart with Walmart+. All with zero annual fee
Wireless
$35 per month (plus taxes & fees, 30 day plan), includes unlimited talk & text, and unlimited 5G data on AT&T’s nationwide network
Credit Builder Loan
Build credit history with no fees for just $1/month
OnePay Later
Buy now, pay later at Walmart
OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. Builder Cards through OneProgress Services LLC (NMLS ID 2460509) are issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms
Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month.
‡Cash back earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. See OnePay.com/rewards-terms
**Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details.
+Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox. Use of the Credit Builder Program does not guarante