OnePay – Mobile Banking
OnePay – Mobile Banking Summary
OnePay – Mobile Banking is a mobile iOS app in Finance by One Finance, Inc.. Released in Mar 2020 (6 years ago). It has 283.3K ratings with a 4.86★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 2.7M monthly active users . Store metadata: updated Apr 16, 2026, version 5.
Recent activity: 3.3K new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Apr 27, 2026.
Store info: Last updated on App Store on Apr 16, 2026 (version 5).
OnePay – Mobile Banking was last scanned for SDKs 2026-04-27. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
Google
nanopb
Airbnb Engineering
Expo
Plaid
Mitek
Firebase
Braze
Branch4.86★
Ratings: 283.3K
Screenshots
App Description
Cash
Early pay, OnePay Rewards, no monthly fees
Cash+
Earn interest with high-yield Savings
Global Transfer
Send money with OnePay
Credit Builder Loan
Build credit history with no fees for just $1/month
Tax
Get your refund up to 5 days early
OnePay Later
Buy now, pay later at Walmart
Wallet
Earn OnePay Points when you shop at Walmart
CashRewards Card
Earn unlimited 3% cash back at Walmart,
or 5% cash back at Walmart with Walmart+.
The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. Builder Cards through OneProgress Services LLC (NMLS ID 2460509) are issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account or other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. To see terms and conditions relating to OnePay's products, visit onepay.com/terms. Individual reward details can be found in the OnePay app. For certain reward offers utilizing OnePay Credit Cards, and third-party cards linked in the OnePay Wallet, purchases must be made using the physical card.
Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month.
+Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder Loan lockbox. Use of the Credit Builder Loan Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. See onepay.com/legal/licenses. OnePay is not a credit repair service and does not remove negative credit history from your credit profile.
∞Subject to credit approval. Cas