OnePay – Mobile Banking

12.3M installs
246K ratings
+121.5K weekly installs
+1.6M monthly installs

OnePay – Mobile Banking Summary

OnePay – Mobile Banking is a iOS app in the Finance category, developed by One Finance, Inc.. First released 5 years ago(Mar 2020), the app has 246K ratings with a 4.85★ (excellent) average rating.

Recent activity: 2.4K new ratings this week (31.7K over 4 weeks) with surging momentum. View trends →

Data tracking: SDKs and third-party integrations were last analyzed on Jan 24, 2026.

Store info: Last updated on App Store on Feb 13, 2026 (version 5).


4.85★

Ratings: 246K

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Screenshots

App Description

CashRewards Card
The credit card that earns unlimited 3% cash back at Walmart.∞

Cash
Better banking to help you save.

Wallet
A digital wallet offering rewards.

Credit Builder Loan
Build credit for $1, when you bank through OnePay with eligible deposits.+

Credit Score
View your credit score for free.

Pay Later
A flexible way to pay at Walmart.

Wireless
Truly unlimited 5G on AT&T's network, access with OnePay Cash.†

Global Transfers
Send money abroad to 140+ countries and territories, with OnePay Cash.

One@Work
Provides simple tools to help take control of your pay.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

OnePay Wireless is powered by Gigs, our wireless carrier partner

To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms

Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month.

‡Cash back is earned as OnePay Points, redeemable into a OnePay Cash account or other available options. Only available to customers who unlock OnePay Cash+ with eligible deposits. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC.. See onepay.com/rewards-terms.

**Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details.

+Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be