OnePay – Mobile Banking
OnePay – Mobile Banking Summary
OnePay – Mobile Banking is a free iOS app in Finance by One Finance, Inc.. Released in Mar 2020 (6 years ago). It has 456K ratings with a 4.86★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 4.4M monthly active users . Store last updated Oct 7, 2026
Recent activity: 7.2K new ratings this week View trends →
SDK intelligence: AppGoblin detected 7 development tools(e.g. Google), 3 business tools, 2 analytics: attribution,and 2 analytics: product integrated into OnePay – Mobile Banking. View full SDK list →
OnePay – Mobile Banking SDKs Summary
OnePay – Mobile Banking was last scanned for SDKs on 2026-10-02. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
Google
Facebook
Airbnb Engineering
Expo
Branch
AppsFlyer
Firebase
Braze
Mitek
Fullstory
Plaid4.86★
Ratings: 456K
Screenshots
App Description
Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow — plus build credit and earn cash back and rewards.
OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Member FDIC.
Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. For terms/conditions relating to OnePay products, onepay.com/terms. For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards &, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card.
^Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See onepay.com/overdraft-details
Δ3.35% annual percentage yield (APY) applies to the Savings balance of OnePay deposit accounts. APYs are as of 7/27/26, but may change at any time before or after account opening.
‡Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. See onepay.com/rewards-terms.
+Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay deposit account, or other available options.
* When you enable OnePay Crypto, you must also agree to the zerohash llc and zerohash liquidity services llc terms and conditions and enable your zerohash account. Crypto services may not be available in all states. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. zerohash llc is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.
**Teens are authorized users on their parent or guardia