UB Negosyante
UB Negosyante Summary
UB Negosyante is a mobile iOS app in Finance by UnionBank of the Philippines. Released in Feb 2020 (6 years ago). It has 14 ratings with a 4.64★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 114 monthly active users . Store metadata: updated Mar 2, 2026.
Recent activity: 1.00 new ratings this week View trends →
Store info: Last updated on App Store on Mar 2, 2026 .
4.64★
Ratings: 14
Screenshots
App Description
Designed to take the hassle out of banking so you could focus on growing your business. Enjoy seamless experience with UB Negosyante SME Business Banking.
Open an account
• First Philippine Bank to enable customers to open business accounts without going to the branch
• Choose between Business Starter with an initial deposit of PHP 5,000.00 or Business Check with an initial deposit of PHP 100,000.00
Deposit Checks
• Deposit checks up to PHP 500,000.00
• Deposit checks by taking a photo via the app
• Get notified of your status through the app
Generate QRPH
• Generate your business' QRPH code and receive payments instantly
• Collect payments from any participating QRPH banks and e-wallets
Request Payments
• Collect payments with your own checkout page
• Provide your customers the option to choose between UnionBank Online, InstaPay, GCash, GrabPay, Debit or Credit Card, Palawan Express, and more
• Monitor your payments and get notified in real-time
Transfer Funds
• Save your frequent recipients
• Schedule your transfers
• Transfer funds to anyone, to any bank, any time, without any enrollment or going to the branch
• Real-time crediting for transfers between your accounts or other UnionBank accounts
• Transfer real-time up to PHP 50,000.00 via InstaPay
• Transfer to anyone with PESONet. Same or next business day crediting
• Transfer U.S. Dollars to other local banks via PDDTS for only US$ 2.00
• Transfer U.S. Dollars internationally via SWIFT for only US$ 25.00
Pay Bills
• Select from over 300+ billers
• Pay your utility, phone, rent, and more
• No need to enroll billers
• Save billers you regularly pay
• Schedule your regular payments
Approvals
• Manage transactions that require your approval
View Accounts
• View all your account balances in one place
• Real-time monitoring of your transactions
Security
• Secured access enabled by OTP and biometrics
• Self-service password reset and profile unblocking
2023 Best Bank For SMEs in the Philippines by 2023 Asiamoney
2023 Mobile Banking & Payment Initiative of the Year by Asian Banking & Finance
2022 Outstanding Digital CX Payments by The Digital Banker
2022 SME Bank of the Year by Asian Banking and Finance
2021 SME Bank of the Year by Asian Banking and Finance
2021 SME Bank of the Year by EFMA
2021 Best Bank for SMEs by Asiamoney
2021 Best