Bright: Loans & Credit Builder
Bright: Loans & Credit Builder Summary
Bright: Loans & Credit Builder is a mobile iOS app in Finance by Bright Capital Inc. Released in Jun 2020 (5 years ago). It has 240.5K ratings with a 4.77★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 2.2M monthly active users . Store metadata: updated Apr 23, 2026, version 4.
Recent activity: 1.3K new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Apr 24, 2026.
Store info: Last updated on App Store on Apr 23, 2026 (version 4).
4.77★
Ratings: 240.5K
Screenshots
App Description
1. Loan offers of up to $10,000(1) with no impact on score to check
Multiple loan offers in one app. Compare rates, terms, and fees from different lenders and choose what works best.
2. Cash Advance offers up to $750
Get cash for emergencies or other needs. Offers up to $750(2) with no credit check(3). Multiple options available.
3. Build credit history
Get a secured line of credit starting at $50. Make on-time payments, get reported to credit agencies, and build credit history(4).
4. Build credit history with rent
Build credit with rent payments you already make(5). Get rewarded for paying on time and report up to 2 years of past payments.
5. Get customized debt pay-off plans
A customized plan built with AI to manage debt and pay off smartly with your current income(6).
6. Manage your bills
View all subscriptions in one place. Track recurring payments, find savings, and cancel unwanted plans(7).
Unlock savings with our exclusive subscription plans!
12-Month Plan - $97 billed annually
6-Month Plan - $68 billed every 6 months
3-Month Plan - $39 billed every 3 months
Cancel anytime. Bright Premium membership is not required for Bright Builder or Personal Loan offers.
Queries? Email us at support@brightmoney.co or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]. 24*7 live chat support
1. Personal loan offers are provided by third parties, subject to credit approval, state restrictions, and terms; Bright Money may receive referral compensation but does not endorse or guarantee these products. For more details, please see our full Loan Disclosures.
2. Cash Advance offers are provided by Network Partners and third parties, not Bright Money. The Cash Advance amount ranges from $25 to $750.Terms, eligibility, fees, and approval are determined by the partners. Please refer to the respective Network Partner’s app for complete terms and conditions.
3. "No Credit Check” applies only to Cash Advance offers from Network Partners. Other products may require a credit check. Bright Money does not guarantee approval
4. Secured line of credit with minimum deposit starting at $50. Loans provided by Bright Capital Inc., NMLS (2410428). Credit reporting to Equifax, Experian and TransUnion. State restrictions apply. Any credit scores, score changes, or improvements shown or inferred are estimates only. Credit score increase or loan a