GO2bank: Mobile banking

GO2bank™ is the banking app built for everyday people with no hidden fees² and no monthly fees with eligible direct deposit¹. Otherwise, $5 per month.

Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶.

Withdraw cash for free at our free nationwide ATM network⁷. Deposit cash at retailers nationwide¹². Earn more with our 4.50% APY on savings¹¹.

Get up to $300 in overdraft protection after eligible direct deposits and opt-in³.

Build credit with the GO2bank Secured Visa® Credit Card with no annual fee⁵ and no credit check⁴.

Keep your money safe with card lock/unlock⁸. Get fraud alerts if we ever see anything shady¹⁰. Plus, the money in your account is FDIC-insured⁹.

Download the app to open an account or visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions.

1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.
2. See our simple fees chart at GO2bank.com/fees.
3. Fees, terms and conditions apply. Learn more at GO2bank.com.
4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.
5. Annual Percentage Rate is 22.99% and is accurate as of 5/1/2025. For information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.
6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.
7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.
8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
9. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and ref