Bip: Simple cardless credit
Bip: Simple cardless credit Summary
Bip: Simple cardless credit is a ad-supported iOS app in Finance by NewDay Ltd. Released in Jun 2021 (4 years ago). It has 21 ratings with a 3.86★ (average) average. Based on AppGoblin estimates, it reaches roughly 229 monthly active users and generates around $<10K monthly revenue (0% IAP / 100% ads). Store metadata: updated Mar 11, 2026.
Store info: Last updated on App Store on Mar 11, 2026 .
3.86★
Ratings: 21
Screenshots
App Description
This is cardless credit you control. Bip is the cardless credit app with absolutely no hidden fees.
Experience the simplicity of Bip and join a growing community of people wanting to go cardless. Check your eligibility today to be a part of it.
Smart finance and money management - here’s what you’ll get with Bip:
Quick and simple setup - Check your eligibility (there’s no impact on your credit score), then apply and add Bip to Apple Pay and you’re good to go. If you’ve already checked your eligibility online, simply pick up your application in app to continue.
Tap. Cap. Control - Set yourself Spending Caps, get instant balance updates and copy your Bip details from within the app to spend online. With no card, there’s less hanging around.
No hidden fees - Just one interest rate. No annual charges, no late payment or over limit fees and nothing extra for using Bip abroad.
24/7 support - In-app messaging means that you’ll always have support to help you with any questions you may have. Need help setting your Spending Caps? Want general advice about your cardless credit? We’re on standby.
Boosted Payments - See how much you could save yourself by paying more off each month. Use the in-app payment slider to compare boosted payments against your minimum.
Safe and secure payments - Supported by Mastercard, Bip has the standard fraud prevention and purchase protections you’d get with a regular credit card. Apple Pay is both a safe and secure way of making contactless purchases, and just as easy as a plastic credit card.
Decide how credit works for you – managing your credit has never been easier.
Download today to get started!
Representative 39.9% APR (variable). Starting credit limit from £250 to £1,200.
Don’t forget: Failure to make payments on time or to stay within your credit limit may make obtaining credit in the future more expensive and
difficult.
Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.
The APR and credit limit applicable to your account will depend on our assessment of your application.
Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, Lond