Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card Summary
Cardtonic: Gift & Virtual Card is a iOS app in the Tools category, developed by Cardtonic Technologies LTD. First released 5 years ago(Jan 2021), the app has 6.3K ratings with a 4.38★ (good) average rating.
Recent activity: 224 new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Apr 14, 2025.
Store info: Last updated on App Store on Jan 27, 2026 .
4.38★
Ratings: 6.3K
Screenshots
App Description
Cardtonic is "the best" platform to get virtual dollar cards, buy and sell gift cards, pay bills, and buy various.
Why is it the best? Good question, let’s clarify.
Used and loved by over a million users worldwide for 5+ years, Cardtonic has always been “that platform” with the cheapest virtual dollar card fees, "that platform" that bridges the gap between individuals and businesses who need discounted gift cards or have gift cards they do not need. It’s “that platform” popularly known for giving the best gift card rates across Africa. And it's "that platform" that allow users to pay bills at discounted prices.
Do we need to say more? Okay...
With over 15,000 positive reviews across multiple channels, we can conclude that our numbers don’t lie.
Over the years, Cardtonic has evolved to one of the best apps for bill payments, gadget purchases, virtual USD cards and other digital payment solutions.
Now that you are here, let’s talk about each of Cardtonic's offerings, one after the other.
1. GET VIRTUAL USD CARD
For Africans, paying online sometimes feels stressful with card rejections and restrictions. Cardtonic gives you instant access to one of the best and cheapest virtual dollar cards in Nigeria (Visa and Mastercard). So you can pay online without limits and experience the financial freedom you deserve.
2. SELL GIFT CARDS IN NIGERIA
We provide the best gift card exchange app that gets you licking your fingers on the first attempt. Wonder why there's "tonic" in our name? It's because our safe gift card redeem app is just too sweet for individuals and businesses to redeem gift cards in Nigeria.
3. SELL GIFT CARDS IN GHANA
Cardtonic is the best app for trading gift cards for Momo in Ghana. Ghanaians with unneeded gift cards can easily convert them to Cedis.
4. PAY LOCAL AND INTERNATIONAL BILLS WITH NAIRA OR CEDIS
Bills… something we all hate but have to pay regardless. Cardtonic strives to make it less annoying by allowing you to manage and pay all your bills in one place. With Cardtonic, you can pay utility bills in 140+ countries, be it airtime, data, internet, TV, electricity and much more. How sweet is that?
5. STAY CONNECTED WITH OUR eSIMS
Our travel eSIMs ensure you remain connected whether you are in Nigeria, Ghana or anywhere else. Imagine stepping into a new country and you are ready to go just because you have t