Spending Rate
Spending Rate Summary
Spending Rate is a free iOS app in Tools by Seung-Un Ham. Released in Jun 2021 (5 years ago). Store last updated Jun 30, 2026
Spending Rate SDKs Summary
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App Description
How much have I spent? Will I make it to payday?
Spending Rate answers both — a pace-aware tracker that projects your balance and shows where your money goes.
CALENDAR
Log every spend on the day it happened. See your month at a glance — each day shows what you bought and how much. Tap any day to add, edit, or review entries.
CHARTS
A 30-day breakdown by category. Stacked bars by day so you can spot the days that ran hot, and the categories that ate the budget. Header shows total + per-day average.
DEBIT + CREDIT
Set today's balance and your next payday. The app projects whether you'll make it, factoring in your daily spending pace and any credit card bill due.
CATEGORIES
Tag each spend (Groceries, Coffee, Transit) and watch them light up the chart in its own color. Manage categories from Settings.
PRIVATE BY DESIGN
- iCloud sync across iPhone and iPad
- No accounts, no ads, no tracking
- Your data stays in your private iCloud