Flip: Insurance + Wellbeing

Flip is Australia's first on-demand accidental injury insurance and wellbeing app - helping you stay covered, healthy and ready for whatever life throws your way. From injury cover to dental care, Flip makes it simple to protect yourself with no lock-ins, no paperwork and no stress. Here’s what you’ll find in the Flip app:

1. Accidental injury insurance for life’s best moments: Whether you're hitting the slopes, playing weekend sport or just living life, Flip gives you cash payouts for eligible injuries.
• Turn cover on when you need it, turn it off when you don't
• Choose from a range of flexible cover options
• Cover for adventures in Australia and overseas
• Get up to $50,000 paid directly to your bank account for approved claims
• Submit claims through the app
• Most claims approved within days

2. Flip Dental makes preventive care easy: Get access to quality dental care at HCF Dental Centres.
• Pre-paid digital pass for check-ups, cleans and preventive care
• No HCF membership required
• Affordable access to trusted dental care

What makes Flip different:

Designed for how you live: Not everyone needs year-round cover. Maybe you only need protection for a one-day event or the ski season or the months your teen plays sport. Flip lets you match your cover to your life.
• Actually simple: Flip is 100% digital. No phone calls, no wondering what you're covered for. Just straightforward protection.
• Award-winning innovation: We've won the WeMoney Life Insurance Innovation of the Year award back-to-back because we're doing something different in Australian insurance.
• Trusted backing: Flip is backed by HCF, Australia's largest not-for-profit health insurer. We're part of something bigger, so you're in safe hands.

Who is Flip for?

Weekend warriors. Families with active kids. Ski and snowboard enthusiasts. Anyone who wants dental care without the health fund commitment. People looking for insurance and wellbeing options that work for real life.

What our customers say:

My claim was processed and approved within a couple of hours. A very positive insurance experience which is a rarity nowadays! Well done to the Flip team! Bodhi | Skateboarder

When I buy Flip, I feel like I have done everything I can to protect myself. It's convenient, it's inexpensive, and most importantly, it gives me peace of mind every time I hit the water.