Rate: Home, Finance & Wellness

Rate is a next-generation mortgage app that syncs your home, financial and personal wellness to spark a more balanced life. By combining cutting-edge technology and AI, we simplify the mortgage process so you can navigate life's biggest milestones with confidence.

With Same Day Mortgage approvals and a seamless digital platform, Rate empowers you to move quickly—whether you're searching for homes for sale or closing on your mortgage loan. You can also connect with world-class loan experts who will guide you every step of the way.

Key Features:
• Apply in minutes for a mortgage, refinance, personal loan or a Home Equity Line of Credit
• Crunch the numbers with our mortgage calculator
• Browse houses for sale with home search
• See your home’s estimated value with our simple home equity calculator
• Access your credit score once you apply for a loan
• Keep track of the entire loan process through our Loan Center
• Connect with your dedicated mortgage advisor for support every step of the way
• Get quotes for home insurance, auto, umbrella, flood insurance and much more
• Access financial resources and FAQs
• Improve well-being with expert-coaching spanning fitness, nutrition, yoga, mindfulness, sleep and more

Rate Personal Loans:

Loans are made by Rate, Inc. (NMLS ID 2611). You must be 18 years of age or older (19 years of age or older in Alabama). To qualify, a borrower must be a US citizen, a permanent resident, or a non-permanent resident in the US on a valid, long-term visa. You must meet our minimum requirements established for this offer including, but not limited to, credit history, debt-to-income ratio, and application information. Your actual rate depends on your requested loan amount, loan term, creditworthiness, and a variety of other factors. Repayment options range from 1 – 5 years. Loan amounts range from $4,000 - $50,000. Standard fixed rates from 8.99% to 19.99% APR. With a 0.25% autopay discount established at loan origination with an automated monthly debit from a qualifying deposit account for repayment, standard fixed rates range from 8.74% to 19.74% APR. Rates and loan amount may differ due to state-specific requirements and may impact your ability to qualify for a loan. Limitations: FL, ME, NC, TX, VT, PA, and CT (rate); IL, MA, CA, RI and NM (amount); OH (duration). The lowest rate advertis