Expense & Budget

**Take control of your money in two taps a day — no bank login, no data harvesting, ever.** Log every expense, income, and transfer in seconds. Set budgets that warn you *before* you overspend. See your whole month in clean charts. Your books stay on your device — no bank logins, no selling your spending habits, no ad network watching where your money goes.

Built for anyone who wants real control of their money — freelancers with uneven income, families splitting bills, savers chasing a goal, anyone done handing their financial life to a faceless app. Simple enough to use daily. Strong enough to pay off debt, build savings, and finally answer "where did the month go?"

**Features:**

- **Add money in two taps** — Income, expense, or transfer on one fast screen with a tap-to-pick category grid. Snap a receipt photo and attach it to any entry. Logged before your coffee gets cold.
- **Budget alerts before you overspend** — Set a budget for any category and get a push notification at 75%, 90%, and 100%. The first warning comes early — not after you're already in the red.
- **See exactly where it goes** — Spending trends, income-vs-expense bars, category breakdown donuts, and a net-worth line. Your entire financial picture on one screen.
- **Your month, every way you look at it** — Daily, weekly, and monthly views plus a full calendar with per-day totals. Tap any day to see exactly what you spent.
- **Every account in one place** — Cash, checking, savings, credit cards, loans, investments, and more — each in its own currency. Cross-currency transfers lock in the exchange rate the moment you enter them, so old balances never drift.
- **Recurring bills post themselves** — Salary, rent, subscriptions, and loan payments land automatically on the right date. Set it once and forget it.
- **No bank links. Ever.** — Nothing connects to your bank. Your books live on your device, full stop. Your spending habits are never sold, tracked, or mined.
- **Free cloud sync + web app** — Sign in with Apple or Google to back up and sync across iPhone, iPad, and the web app at app.moneyeco.io. Sync is free for everyone — never paywalled.
- **Lock it down** — Hide your finances behind a PIN plus Face ID or Touch ID.
- **Your data is yours** — Export your entire history to one backup file and import it anywhere. Sign out and your local books stay put.
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