Idram Junior is the 1st Armenian app designed for teens and kids aged up to 16 - setting them up for future financial success by teaching all about money.

Idram Junior is intuitive, easy to use, and fits seamlessly into a family’s lifestyle. It lets children and parents collaborate on smarter spending decisions. Idram Junior gives the teens and kids real-world money practice that equips them to become financially independent and doesn’t allow your children to spend more than what they have in their account. They will gain vital financial experience as they pay, save, and invest their money.

Idram Junior gives children the freedom to manage their money and build essential financial skills, but for added security and peace of mind it’s set up and managed by parents in their Idram & IDBank app. Besides, Idram & IDBank app will provide insights into children’s spending and saving, so parents can have peace of mind knowing that their children’s transaction history is only a click away.

Benefits for Parents:
• No more cash! Send money to your children instantly through your Idram&IDBank app,
• Monitor your children’s spending in a simple way with a click and real-time alerts in your Idram &IDBank app,
• Investing built for your children to teach them smart investing habits,
• Easy to use, easy to make sure children have the money they need,
• Backed by financial literacy experts, your children can learn about money in a safe environment,
• Help your children build confidence and independence.

Benefits for teens and kids:
• Become independent of making your own financial decisions,
• Learn through experience with spending,
• Access to money when you need it,
• Get prepared for the real world,
• Buy the things you want and pay cashless via the app,
• Track when, where, and how you're using your money,
• Set savings goals and learn how to reach them!