Banking without opening hours, transfers from your couch and account transactions always in view: Use simple and intuitive banking and take care of your banking transactions on the side.

ADVANTAGES
• Check your accounts anytime, anywhere
• Manage any number of online accounts – from Sparkassen and other banks
• Set up transfers and standing orders, return direct debits
• Stay informed about all account movements with the account alert
• Find the shortest route to the nearest cash machine or Sparkasse
• Graphical display via financial planner
• Direct access to the attractive added value of the S-Vorteilswelt
• Privacy thanks to optional incognito display of monetary amounts

The Sparkasse app is there for you in all situations. Whether you're setting up a standing order on the train, paying your bill at the breakfast table with a photo transfer or checking your account balance and credit card transactions. No more tedious filling out a transfer slip on the computer. Instead, you can simply do everything with your iPhone/iPad.

ACCOUNT ALARM
The account alarm clock informs you promptly about account movements around the clock. If you want to know what's going on in your account every day, set up the account balance alarm clock. The salary alarm clock tells you when your salary arrives and the limit alarm clock lets you know whether your account balance has been exceeded or fallen short of.

FROM MOBILE TO MOBLIE
Splitting a bill after a pleasant evening with friends in a restaurant is very easy. With Wero, you can send money from cell phone to cell phone without delay. It also works for borrowing money or collecting money together for a gift.

APPLE PAY
Apple Pay is of course included, and the Sparkasse app is a prerequisite for this. You use it to activate your digital cards for the Wallet app.

STRONG PROTECTION
You don't need to worry about mobile banking as long as you use the latest version of the Sparkasse app in conjunction with a current operating system and a secure internet connection. The app communicates via verified interfaces and ensures secure data transfer in accordance with German online banking regulations. All data is stored in encrypted form. Access is protected by a password and, optionally, by Touch ID/Face ID. The autolock function locks the app automatically. All your finances are fully protected in the event of loss