Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster Summary
Debt Free –Pay Off Debt Faster is a with in-app purchases iOS app in Finance by Mobile Innovations LLC. Released in Dec 2010 (15 years ago). It has 998 ratings with a 4.11★ (good) average. Based on AppGoblin estimates, it reaches roughly 11.2K monthly active users and generates around $<10K monthly revenue (100% IAP / 0% ads). Store metadata: updated May 25, 2026, version 22.
Recent activity: -1 new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on May 3, 2026.
Store info: Last updated on App Store on May 25, 2026 (version 22).
4.11★
Ratings: 998
Screenshots
App Description
Pay off debt without selling your data. No ads, no tracking, no accounts required — your financial information stays on your device.
Debt Free is the iOS-native debt payoff planner trusted by 300,000+ users since 2014. Apply the Debt Snowball, Avalanche, Snowflake, or Custom strategies and see your exact debt-free date.
※ Featured by Apple in "What's Hot"
※ Featured in WIRED — App Guide
※ 100% FREE for unlimited debts — no subscription required for core features
※ Optimized for iOS 18 & iOS 26
※What Our Customers Say
※※※※※ "By far the most well-developed debt payoff planner I've used."
※※※※※ "Helped me pay off $13,500 in 5 months."
※※※※※ "Easy to use and practical."
※※※※※ "Sync across devices works perfectly."
※Pay Off Debt Faster
Eliminate credit card debt, student loans, auto loans, and mortgages using proven strategies. Track Chase, Capital One, Discover, Citi, and American Express credit cards. Pay down Navient, Sallie Mae, Great Lakes, and Nelnet student loans. Manage Rocket Mortgage, SoFi, Better Mortgage, and any auto or personal loan.
※Smart Payoff Strategies
- Debt Snowball — popularized by Dave Ramsey (lowest balance first)
- Debt Avalanche — math-optimal (highest APR first)
- Debt Snowflake — apply windfalls (bonuses, tax refunds, gifts) directly toward debt
- Highest Balance or Custom Order
- Compare strategies side-by-side to find the fastest path
※How It Works
1. Add your debts — credit cards, loans, mortgages
2. Choose a payoff strategy
3. Follow your repayment schedule
4. Track progress and become debt-free faster
※Privacy First — No Ads, Ever
- Zero data collection — your information never leaves your device or iCloud
- No third-party advertising — ever
- No accounts or sign-ups required
- Works fully offline
- Most debt apps sell or share your financial data. Debt Free doesn't.
※Built for the Apple Ecosystem
- iPhone, iPad, Mac, Apple Watch, Apple Vision Pro
- iCloud sync — one purchase across all your devices
- Apple Watch app — debt summary and next payment on your wrist
- Apple Wallet — import card transactions automatically
- Lock Screen widgets & Live Activities
- Siri Shortcuts — "Hey Siri, when's my next debt payment?"
- Spotlight search — find any debt from the home screen
- Apple Intelligence — on-device AI Debt Coach (iOS 26)
※Da