OneUnited Bank: WiseOne AI
OneUnited Bank: WiseOne AI Summary
OneUnited Bank: WiseOne AI is a mobile iOS app in Finance by OneUnited Bank. Released in Apr 2012 (14 years ago). It has 10K ratings with a 4.68★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 101.6K monthly active users . Store metadata: updated Mar 31, 2026.
Recent activity: 28 new ratings this week View trends →
Store info: Last updated on App Store on Mar 31, 2026 .
4.68★
Ratings: 10K
Screenshots
App Description
Bank, manage money with AI-driven insights, create budgets & monitor credit.
*** AWARD-WINNING AND FDIC INSURED! ***
Named one of Inc. Magazine's 2024 Best in Business in Finance.
*** WHAT’S NEW *** WiseOne, a state of the art AI-driven conversational money management platform built with Google Gemini.
Stop guessing and start succeeding with the WiseOne Financial Wellness Assistant, our conversational AI-guide that helps you manage your money, build wealth, and achieve financial freedom.
WiseOne is a convenient, all-in-one financial solution providing personalized budgets and alerts, powerful credit-building tools, and more.
*WiseOne is a money management tool. Not FDIC insured. See disclosures for details.
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*** WiseOne: AI-DRIVEN MONEY MANAGEMENT BUILT WITH GOOGLE GEMINI ***
Our premium AI-driven money management feature, WiseOne, offers next-generation conversational technology and personalized financial intelligence Built with Google Gemini.
CONVERSATIONAL AI BUILT WITH GOOGLE GEMINI
Ask questions and get instant, personalized answers on spending, saving, and financial topics.
PERSONALIZED AI-DRIVEN INSIGHTS AND ALERTS
Receive real-time, actionable insights and instant alerts to help you make better financial decisions.
AI-DRIVEN BUDGETING
Build smart budgets based on your financial habits, with proactive notifications on your progress.
COMPREHENSIVE FINANCIAL TRACKING
● View all financial accounts in one place
● Monitor net worth, cash flow and credit score
● Analyze spending trends and subscriptions
● Automatically categorize transactions
GOAL SETTING AND PLANNING
● Track progress toward savings goals
● Track debt payoff and other goals
FINANCIAL EDUCATION
● Access library of tutorials and articles
● Take financial literacy courses
● Make better financial decisions
CREDIT MONITORING
● Track your credit score
COMPREHENSIVE MONEY MANAGEMENT
● Track checking, savings, and investments
● Track credit cards, student loans, and mortgage
● All-in-one easy-to-use app
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*** SEAMLESS MOBILE BANKING (CHECKING AND SAVINGS) ***
Manage your daily banking needs with speed, convenience, and security.
ACCOUNT MANAGEMENT
● Check balances
● View account activity
● Review card transactions and more
EARLY PAYDAY
● Get paid up to two (2) days early
CARD CON