InCred Finance
InCred Finance Summary
InCred Finance is a mobile iOS app in Finance by KKR India Financial Services Limited. Released in Jan 2023 (3 years ago). Store metadata: updated Aug 12, 2025.
Store info: Last updated on App Store on Aug 12, 2025 .
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App Description
Looking for quick funds? Our app makes it simple to apply for an instant personal loan with a 100% digital process. Moreover, you can get your money quickly and securely. Download the InCred app to get instant credit today and skip the hassle.
Key Features of the InCred Finance App -
1. Eligibility Check: With the InCred Cash Loan App check your eligibility in seconds
2. Real Time Updates: Stay informed about your application progress with our easy to use urgent loan app, offering real time updates on your application status.
3. 100% Online KYC Process: As an RBI-licensed loan app, we offer cash with a secure & digital process.
4. Dedicated Support: Our relationship managers are here to assist you every step of the way. We make the loan process easier by offering personal assistance with fast finance options.
5. EMI Loan Reminders & Schedules: Automated reminders for your EMIs - use our easy credit loan app for hassle-free EMI tracking.
Why Choose The InCred App For Online Personal Loans?
1. Get Instant money from our online loan app (if you are eligible)
2. 100% Online Application Process
3. No Collateral Required: We offer Unsecured Personal Loans
4. Competitive Loan Interest Rates: Starting from 13.99% p.a.
5. Flexible Loan Repayment Tenure: 12 to 60 months
6. Customizable Cash Loan & Tenure: Manage your loan EMIs with ease from our InCred Finance app
7. Easy Loan process: Automatic EMI Deduction via eNACH Mandate
Quick Loan Example:
Mr. Rohan needed an urgent loan of ₹1,00,000. He applied through the InCred loan app & it was approved within mins. With our loan app, you can get cash instantly. Here’s how it worked.
Sanctioned Loan Amount: ₹1,00,000
Processing Fee (inclusive of GST): ₹3,540
Net disbursed loan Amount: ₹96,450
Loan Interest Rate: 21% per annum
Monthly Loan EMI: ₹3,767.5 (36 months)
Total Loan Repayment: ₹1,35,630
Total Loan Cost (Interest + Fees): ₹39,170
This is just an example. The final APR for your instant personal loan will be as per your credit assessment. The Annual Percentage Rate (APR) for personal loans ranges from 16% to 60%.
Who Can Apply For An Instant Loan?
→ Indian citizen: 21 to 55 years old
→ Income Eligibility for Personal loan: ₹15,000+ (In-hand Salary) Or ₹25,000+ (Business Income)
→Credit Score: Preferably 700+ with a solid loan repayment history
How to Apply for a Loan:
1. Downlo