Kovo - Build Credit Fast

“Kovo has done wonders for my credit. It’s completely user friendly & not so nerve wrecking to use compared to other intimidating apps/sites that serve the same function. Thanks Kovo!” - Karma

“I love it. I always wanted to buy a house so if it keeps doing what it’s doing I might be in business for a house.” - Angela

Get Kovo to build credit the easy way. No credit check, $0 fees, 0% interest. Plus: grow your worth, protect your credit, earn cash rewards, and unlock credit boosts.

SEE WHY PEOPLE GET KOVO CREDIT BUILDER
No credit check. No hidden fees. Instant decision. All 4 bureaus.


WHY BUILD CREDIT?
- Better credit makes owning a car and home possible, with higher odds for approval.
- Lower your monthly payments with better rates when you have a higher credit score.

KOVO MAKES CREDIT BUILDING SIMPLE
- Apply for Kovo Credit Builder to boost your creditworthiness.
- Make timely monthly payments to unlock a better future.


HOW IT WORKS

1. BUILD YOUR CREDIT WITH ALL 4 BUREAUS
- Start with Installment Credit Builder: $10/mo for 24 months.
- Payment performance is reported to all 4 credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®.

2. GROW YOUR WORTH
- Build and track your FICO® Score, the score most widely used by 90% of top lenders.
- Get monthly updates with personalized tips on how to improve your score even more.
- Get personal growth tools and 24 months of credit protection.
- Continuous ID Monitoring keeps you safe from data breaches.

3. EARN CASH REWARDS
- Get $30 for each friend you refer, with unlimited earnings potential.
- Earn up to $1,225 in credit rewards: 1% back on loans and up to $75 on credit cards. Available to eligible customers with 4 on-time payments.

4. UNLOCK CREDIT BOOSTS
- Eligible customers with 4 on-time payments unlock access to credit boosts for additional credit building and credit protection. Start with $10/mo.
- Boost your credit with Revolving Credit Builder: a single-purpose credit line with a $500 limit to use at Kovo. Payment performance is reported to all 4 credit bureaus: TransUnion, Equifax, Experian, Innovis.
- Protect the credit you’re building from identity theft with Maximum Credit Protection: up to $1M ID Fraud Insurance policy and 24/7 ID Theft Resolution services.


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© Kovo Inc. - a public benefit corporation

There is no hard pull on your credit when applying for and open