Bare Bones: Money Tracker

Bare Bones — the privacy‑first budget app, expense tracker, and net‑worth calculator that works 100% offline.
Track every dollar, smash debt, and build wealth with AI‑powered insights; no bank logins, no ads, no data harvesting.

WHO IS IT FOR?
• New savers who need a simple zero‑based budget
• Busy professionals juggling bills, subscriptions, and side‑hustle income
• DIY investors tracking stocks, crypto, and retirement accounts
• Privacy hawks who refuse to share credentials with “free” money apps

WHAT YOU CAN DO (FREE)
• Net‑Worth Dashboard – list every asset and liability, then watch your wealth grow with interactive charts
• Smart Budgets – build monthly, bi‑weekly, or paycheck‑based budgets in seconds
• Swipe‑to‑Sort Categories – lightning‑fast expense and income categorization
• Real‑Time Trends & AI Tips – spot overspending, boost savings, and crush credit‑card debt before interest hits
• 100% Offline Storage – data lives on your device (with iCloud backup), so nothing ever touches our servers

PREMIUM POWER‑UPS
Unlock advanced tools with a single subscription or lifetime purchase:
• Investment Performance & Asset Allocation view for stocks, ETFs, real estate, and crypto
• Unlimited budgets, goals, and historical data, track years, not months
• Custom categories, tags, and reports tailored to your life and business

WHY CHOOSE BARE BONES?
Most personal‑finance apps monetize you, selling transaction data or forcing risky bank connections. Bare Bones is different: offline by design, private forever, yet packed with pro‑level analytics you’d expect from a paid money manager. Stay free as long as you like; pay only if you need the heavy‑duty features.

Ready to take control of your money? Download Bare Bones today and start building wealth on your terms.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/