Expense Tracker: Cashflow

Track expenses in seconds. Stay on top of every account. All without ever sharing your data.

Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no
account, no compromise. It's the expense tracker, budget planner, and money manager for people who
want full control of their finances and full ownership of their data.

LOG EXPENSES IN SECONDS

Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a
coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single
tap. The fastest way to log spending we've seen on iOS.

YOUR DATA STAYS ON YOUR PHONE

Everything is stored locally on your device. No cloud sync. No account required. Works completely
offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours
alone — we never see it, and we never want to.

TRACK EVERY ACCOUNT

Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net
worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP,
JPY, CAD, AUD, BRL, COP, and ARS.

STAY ON YOUR BUDGETS

Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress
rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet
needed.

SMART INSIGHTS

The built-in intelligence layer catches what you'd miss on your own:
• Unusual expenses flagged automatically (50× your typical spend? we'll tell you)
• "Spending more than you earn" alerts
• Top categories with month-over-month trends
• Peak spending day patterns
• Auto-detected recurring charges from your transactions

TRACK SUBSCRIPTIONS

Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and
recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7
days before each renewal. The built-in calendar shows everything renewing this month.

DAILY REMINDER

Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking
up to date. Toggle on or off anytime in Settings.

MAKE IT YOURS

Choose from 8 accent colors — each ships with a matching app icon that