Mortgage Calculator - Complete Home Loan Planner

The ultimate mortgage calculator free app for homebuyers, refinancers, and property investors. Plan your dream home purchase with confidence using our comprehensive loan calculator suite.

## Complete Mortgage Planning Solution

Transform your home buying journey with our all-in-one mortgage calculator that goes beyond basic loan calculations. Whether you're a first-time buyer or seasoned investor, get instant insights into your home financing options.

**Key Features:**

**Advanced Loan Calculator**
- Calculate monthly payments with precision
- Factor in property taxes, insurance, and PMI
- Compare different loan terms and rates
- Interest calculator with detailed breakdowns

**Detailed Amortization Analysis**
- Full amortization loan calculator with payment schedules
- Export payment schedules to CSV
- Track your loan progress month by month

**Smart Refinance Calculator**
- Compare your current mortgage with new rates
- Calculate break-even points and potential savings
- Determine optimal refinancing timing
- Get personalized refinance recommendations

**Home Affordability Calculator**
- Discover your purchasing power
- Factor in income, debts, and down payment
- Get realistic price ranges for your budget
- Plan for closing costs and moving expenses

**Extra Payment Planner (Debt Payoff Planner)**
- See how extra payments accelerate payoff
- Calculate interest savings from additional payments
- Plan lump-sum payments strategically
- Become debt-free years earlier

## Why Choose Our App?

**Faster than Rocket Mortgage calculations** - Get instant results without lengthy applications or personal information requirements. Our loan calculator free tools give you the power to explore scenarios immediately.

**Professional-Grade Accuracy** - Built with the same formulas used by mortgage professionals, ensuring reliable calculations for your most important financial decisions.

**Privacy-Focused** - All calculations happen on your device. No data collection, no account required, no personal information stored.

**Beautiful & Intuitive** - Clean, modern interface that makes complex mortgage math simple to understand and navigate.

## Perfect For:

- **First-time homebuyers** planning their purchase
- **Current homeowners** considering refinancing
- **Real estate investors** analyzing deals
- **Financial advis