LoanPrep - Eligibility Check

LoanPrep - Eligibility Check Summary

LoanPrep - Eligibility Check is a iOS app in the Finance category, developed by 淼 于. First released 2 months ago(Dec 2025),

Store info: Last updated on App Store on Feb 14, 2026 .


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App Description

Your personal assistant for preparing loan applications in the U.S. Whether you need funds for personal needs, emergencies, or expenses, Loan Preparation Assistant helps you understand common loan requirements and get organized before submitting your application.

Loan Readiness Assessment

Complete a 9-step self-assessment to check your preparation level:
- Check your loan preparation against common lending requirements
- Understand the factors lenders typically consider
- Recognize your current strengths
- Find areas you can improve
- Receive educational tips for better preparation

Preparation Checklists

Keep everything organized with ready-made checklists and tracking tools:

Available Templates:
- Online Loan Checklist
- Bank Personal Loan Checklist
- Payroll Loan Checklist
- Credit Union Loan Checklist

Flexible Management:
- Track document collection progress
- Mark priority levels (High/Medium/Low)
- Update status (Pending/In Progress/Completed)
- Add your own custom items as needed

Daily Check-in System

Build consistent preparation habits:
- Daily check-ins to earn points
- Maintain your activity streak
- Review your preparation history
- Stay motivated with progress tracking

Educational Assessment Report

Understand loan preparation through detailed reference materials:
- Information about repayment capacity
- Loan amount considerations
- Overview of readiness factors
- Reference by specific purpose (Medical, Education, Business, etc.)
- Improvement suggestions with realistic timeframes
- Explanation of common document requirements

For U.S. Borrowers

- All amounts displayed in U.S. Dollars ($)
- Covers common ranges from $1,000 to $100,000

Privacy & Data

- Your information is stored on your device
- Not shared with lenders or credit bureaus
- This app displays ads via Google AdMob to remain free
- Educational tool only - not financial advice

User Experience

- Clean, modern iOS design
- Dark mode available
- Smooth animations
- Haptic feedback

Important Notice: Loan Preparation Assistant is an educational tool to help you understand loan preparation. The app does not guarantee loan approval, does not provide financial advice, and does not represent actual lender requirements. Checklists and assessments are general guidance only. Always consult with banks, lending institutions, or financial professionals for specific requirements and perso