Boost Money: Fast Cash Advance

Boost Money™ is an all-in-one app designed to help you build credit with responsible use of the card, grow savings, and get access to cash to help bridge the gap between paydays.

Boost Money™ is provided through Upgrade, Inc. Upgrade is a financial technology company, not a bank.

• Get interest-free BoostCash™ advances up to $500* - Bridge the gap between paydays. We'll automatically align your repayment due date with your next expected paycheck*
• Help build credit when you use your secured card responsibly.* Spend up to your available balance and we'll report on-time payments to the three major credit bureaus to help you build credit over time*
• Earn an industry-leading APY - No minimum balance to earn 10.00% APY on savings balances up to $1,000 with a Premium subscription, and 3.30% APY on balances over $1,000**
• Get identity, retail, and travel protections with a Premium subscription

Share feedback at mobile_app_feedback@upgrade.com

*Delivery may take 3-5 business days without express delivery or via ACH; or within minutes with free express delivery for Premium subscribers ($9.99/mo) up to $100. Express delivery is also available for a per advance fee ranging from $2 to $7.50, with a discount for Premium members on advances over $100. Funds availability depends on the receiving bank. Subject to eligibility. BoostCash™ amounts range from initial $20 to $500 over time. Boost Money™ Spend customers must receive eligible direct deposits to your Boost Money™ Spend account to qualify for $250-$500. If you don’t, your max BoostCash advance is up to $250; not everyone will reach the maximum advance amount. Average BoostCash advance from 2/2026 - 7/2026 is $94. 10.00% APY requires a $9.99/month Premium subscription. Funds availability depends on the receiving bank. Learn more about eligibility and terms at http://www.upgrade.com/boost-money/eligibility.
A Boost Money™ Card is automatically sent when you fund, receive money into, or switch direct deposit to your Spend account. You can also request a card anytime. Be sure to have funds in your Boost Money™ Spend account. Then spend up to the available balance on your Boost Money™ Card. We'll report on-time payments to the three major credit bureaus (Transunion®, Experian®, and Equifax®) to help you build credit over time. Credit score improvement is not guaranteed. Late paymen