KillLine

745 installs
Ratings not yet available
322 monthly active users
Revenue not available
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Monthly +745
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Developer: 永乐 詹 Category: finance Rating: 5

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App Description

How resilient is your financial health? Job loss, illness, unexpected expenses... When these strike, how long can you survive?

KillLine uses professional Monte Carlo simulation technology to assess your true financial resilience through hundreds or thousands of random simulations. Not just a calculator, but a financial health laboratory that foresees future possibilities.

[Core Features]

Monte Carlo Simulation Engine
- Run 100 to 10,000 random simulations
- Simulate 10 types of real-world risk events
- Calculate survival rate and health score
- Real-time animation of simulation process

10 Risk Event Types
- Complete Unemployment (income to 0%)
- Income Reduction (30-70% retained)
- Medical Emergency ($100-$5K)
- Major Illness ($10K-$50K + 50% income)
- Asset Failure ($50-$3K)
- Housing Expense ($5K-$100K)
- Education Cost ($1K-$10K)
- Family Crisis ($2K-$20K)
- Legal Dispute ($1K-$30K)
- Natural Disaster ($3K-$50K)

Visual Analytics
- Reserve fund trend chart
- Survival months distribution
- Event markers and timeline
- Best/worst case comparison

Smart Recommendation System
- 10 types of personalized suggestions
- Expense structure optimization
- Income enhancement planning
- Insurance configuration advice
- Scenario comparison

Flexible Configuration
- Customize event probabilities
- Three luck presets (Lucky/Normal/Unlucky)
- Adjust simulation iterations
- Personalized risk parameters

Beautiful Design
- Follows Apple Design Guidelines
- Smooth animations
- Intuitive interactions
- Dark mode support
- Universal for iPhone & iPad

Privacy First
- 100% local storage
- No internet required
- No data upload
- Complete control of your data

Multi-language Support
- Simplified Chinese
- English
- 8 currency units

[Who Is It For]

- Anyone wanting to understand their financial safety margin
- Planning major financial decisions (home purchase, career change, entrepreneurship)
- Optimizing household financial structure
- Financial freedom seekers
- Investors needing stress testing

[Use Cases]

Scenario 1: Home Purchase Decision
Simulate post-down-payment finances, assess mortgage affordability

Scenario 2: Career Transition
Test survival capability during unemployment or income reduction

Scenario 3: Entrepreneurship Assessment
Stress test financial resilience in extreme situations

Scenario 4: Insurance Planning
Evaluate impact of major illness and other ri