Waterfall: Simple Budgeting

Waterfall: Simple Budgeting
Developer: ๐Ÿ‡ฌ๐Ÿ‡ง Hafid Zaini
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Waterfall: Simple Budgeting Summary

Waterfall: Simple Budgeting is a free, ad-supported iOS app in Finance by Hafid Zaini. Released in Jan 2026 (8 months ago). Store last updated Jun 13, 2026

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App Description

WATERFALL โ€” SEE WHERE YOUR MONEY GOES

Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows โ€” income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went.

No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money.


โ— WHY PEOPLE LOVE WATERFALL

"Finally, a budget app I actually understand." โ€” That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity.

โ†’ Income flows in from the TOP as a single stream
โ†’ Expenses branch DOWNWARD like a waterfall
โ†’ Thick branches = heavy spending
โ†’ Thin branches = light spending
โ†’ The pool at the bottom = your remaining savings

It's budgeting you can feel, not just read.


โ— RIDICULOUSLY FAST

Adding an expense takes 2 seconds:

1. Tap +
2. Enter amount
3. Pick category

That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work.


โ— FEATURES YOU'LL ACTUALLY USE

โ—† Waterfall Visualization
Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time.

โ—† Recurring Bills & Income
Rent, subscriptions, salary โ€” set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through.

โ—† Smart Calendar
See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought.

โ—† Searchable History
Find that one transaction from three weeks ago in seconds. No endless scrolling.

โ—† Custom Categories
Food, Transport, Bills, Shopping, Entertainment, Health โ€” all built in. Add your own with custom icons and colors.

โ—† Monthly Comparison
Swipe between months. See if you're spending more or less than last month. No complex reports needed.

โ—† Daily Reminder
An optional gentle evening nudge to log your day. Habits beat willpower.

โ—† Speaks Your Language
50 languages and 100+ currencies. Waterfall works the way you do, wherever you are.


โ— YOUR PRIVACY IS SACRED

All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data โ€” by design.


โ— FREE FIRST, PREMIUM OPTIONAL

Almost everything in Waterfall is free. Premium supports development an