Waterfall: Simple Budgeting
Waterfall: Simple Budgeting Summary
Waterfall: Simple Budgeting is a free, ad-supported iOS app in Finance by Hafid Zaini. Released in Jan 2026 (8 months ago). Store last updated Jun 13, 2026
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App Description
WATERFALL โ SEE WHERE YOUR MONEY GOES
Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows โ income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went.
No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money.
โ WHY PEOPLE LOVE WATERFALL
"Finally, a budget app I actually understand." โ That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity.
โ Income flows in from the TOP as a single stream
โ Expenses branch DOWNWARD like a waterfall
โ Thick branches = heavy spending
โ Thin branches = light spending
โ The pool at the bottom = your remaining savings
It's budgeting you can feel, not just read.
โ RIDICULOUSLY FAST
Adding an expense takes 2 seconds:
1. Tap +
2. Enter amount
3. Pick category
That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work.
โ FEATURES YOU'LL ACTUALLY USE
โ Waterfall Visualization
Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time.
โ Recurring Bills & Income
Rent, subscriptions, salary โ set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through.
โ Smart Calendar
See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought.
โ Searchable History
Find that one transaction from three weeks ago in seconds. No endless scrolling.
โ Custom Categories
Food, Transport, Bills, Shopping, Entertainment, Health โ all built in. Add your own with custom icons and colors.
โ Monthly Comparison
Swipe between months. See if you're spending more or less than last month. No complex reports needed.
โ Daily Reminder
An optional gentle evening nudge to log your day. Habits beat willpower.
โ Speaks Your Language
50 languages and 100+ currencies. Waterfall works the way you do, wherever you are.
โ YOUR PRIVACY IS SACRED
All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data โ by design.
โ FREE FIRST, PREMIUM OPTIONAL
Almost everything in Waterfall is free. Premium supports development an