Zero Dollar Budget

Take control of your money with zero-based budgeting: plan where every dollar goes before the month starts so income minus expenses equals zero. Zero Dollar Budget helps you set up a full monthly plan, track spending as it happens, and share one budget with your partner—all in one app.
Plan every dollar
Set your income and assign every dollar to categories like Housing, Food, Transportation, and more.
Add and customize categories and line items to match how you spend.
Use templates to build new budgets quickly.
See your plan at a glance with allocation and spending views.
Track as you spend
Log transactions when you make them and watch your budget update in real time.
Split transactions across categories when you need to.
See how much is left in each category so you can adjust before you overspend.
Budget together
Share your budget with your partner or household.
Changes sync so everyone sees the same numbers.
Resolve occasional sync conflicts without losing data.
Stay in control
Export your budget as CSV or PDF for records or sharing.
Choose your currency and appearance (including dark mode).
Use the app offline; your data syncs when you’re back online.
Zero Dollar Budget is built for people who want a clear, flexible plan for their money—without a subscription. Download and start giving every dollar a job.