Luma Ledger - Daily Spend

Luma Ledger makes expense tracking feel simple, fast, and easy to keep up with.

Log expenses the way that works best for you. Type them in, say them out loud, or capture them from a receipt photo. Whether it is coffee, groceries, transportation, or daily household spending, Luma Ledger helps you record each expense with less effort.

AI-powered parsing makes logging more natural. A single sentence can turn into one entry or multiple entries, so you can capture spending the way you actually think about it. Receipt and bill photos can also be scanned with OCR and converted into organized records, reducing the need for manual input.

Luma Ledger does more than help you log expenses. It also helps you understand them. With category breakdowns, daily trends, monthly heatmaps, and asset views, you can see where your money goes and spot spending patterns over time.

Built for everyday use, Luma Ledger supports multiple ledgers and accounts, so you can separate personal, family, travel, or other spending situations. Dual-currency support and exchange rate information make it easier to manage expenses across currencies.

Quick templates, Home Screen widgets, and Siri Shortcuts help you log common expenses even faster. iCloud sync keeps your data up to date across devices, and CSV export gives you a simple way to back up or review your records.

Luma Ledger is designed around one idea:
money tracking should feel clear, lightweight, and easy to stick with.

Highlights

Track expenses with manual entry, voice input, or receipt photos
Use AI to turn natural language into one or multiple records
Scan receipts and bills with OCR for faster entry
View spending through category charts, trends, heatmaps, and asset insights
Organize finances with multiple ledgers, accounts, and dual-currency support
Use quick templates, Home Screen widgets, and Siri Shortcuts for faster logging
Sync with iCloud, export CSV files, and stay on top of expenses with daily reminders