PayoffPath

PayoffPath is your personal debt payoff planner. Track all your loans in one place, compare payoff strategies, and find the fastest path to becoming debt-free.

MANAGE ALL YOUR LOANS
Track mortgages, auto loans, student loans, credit cards, and personal loans with detailed breakdowns for each.

COMPARE PAYOFF STRATEGIES
See exactly how much time and money you save with Avalanche (highest interest first) vs. Snowball (smallest balance first) strategies. Make data-driven decisions about your debt.

CALCULATE & PLAN
- Loan Calculator: Instantly see monthly payments, total interest, and payoff dates
- Extra Payment Calculator: See exactly how much you save by paying extra each month
- Refinance Calculator: Compare your current loan against refinancing options with break-even analysis

VISUALIZE YOUR PROGRESS
Interactive charts show your debt decreasing over time. Track milestones as each loan gets paid off on your journey to financial freedom.

AMORTIZATION SCHEDULES
View detailed month-by-month or year-by-year payment breakdowns showing principal vs. interest for every payment.

EXPORT YOUR DATA
Export amortization schedules to CSV for analysis in your favorite spreadsheet app.

PREMIUM FEATURES
- Unlimited loan tracking
- Strategy comparison (Avalanche vs. Snowball)
- Refinance calculator
- Extra payment calculator
- Full amortization schedules
- CSV export

SUBSCRIPTION INFO
PayoffPath Premium offers weekly ($3.99/week), monthly ($9.99/month), and yearly ($59.99/year) auto-renewable subscriptions, plus a one-time lifetime purchase ($59.99). Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your Account Settings.

Terms of Use: https://kreativekoala.llc/terms
Privacy Policy: https://kreativekoala.llc/privacy

Start your journey to debt freedom today with PayoffPath.