Budget & Expenses : Monspend

Monspend is the smartest way to take control of your money. Just type what you spent — our built-in AI assistant understands plain language and logs it instantly. No more tedious manual entry.

NEVER GET SURPRISED BY A BILL AGAIN
Subscriptions drain budgets silently. Monspend tracks Netflix, Spotify, Disney+, ChatGPT, and 10+ popular services with one tap. See your total monthly subscription cost at a glance, get trial-end alerts before auto-renewals hit, and stay in control of every recurring charge.

AI-POWERED EXPENSE ENTRY
With our built-in AI assistant, just type "Coffee $4.50" or "Paid rent $1,200" and your expense is logged instantly. No forms, no tapping through menus — finance tracking that feels like texting.

BUILT FOR YOUR LIFESTYLE
- Individuals: household budget, daily spend tracking, savings goals, credit card management
- Freelancers: project income, client labels, VAT tracking, invoice due dates
- Small Business Owners: revenue vs expense, tax-deductible tags, multi-currency support

Your dashboard adapts to your profile — showing the metrics that matter most to you.

KEY FEATURES
- Smart Dashboard — net balance, daily budget, days remaining, category charts
- Subscription Manager — monthly burn total, trial countdowns, renewal alerts
- Credit Card Tracker — statement dates, due dates, spend per card, credit limit
- Installment Plans — track multi-month purchases with progress rings
- Recurring Bills — auto-generate monthly expenses as a series
- Payment Reminders — local notifications 0, 1, or 2 days before any due date
- Savings Goals — set target amounts and track your progress
- Calendar View — see all expenses on a monthly calendar
- Home Screen Widget (iOS) — today's daily budget and spend at a glance
- Excel Export — export all your expenses to a spreadsheet
- App Lock — protect your data with PIN security
- Dark Mode — full dark mode and system theme support

PRIVACY FIRST
All your financial data is stored locally on your device. No bank account linking required — no transaction scraping, no third-party data sharing. You enter your data manually or via AI chat, and it stays on your phone.

MULTI-LANGUAGE & MULTI-CURRENCY
Available in English, Turkish, German, and Spanish. Supports USD, EUR, GBP, TRY, and JPY with locale-aware formatting.

FREE & PRO
The free tier includes core budgeting features with 3