Runes - Wealth Tracker

Runes is a personal finance app that tracks your complete net worth, monthly expenses, and savings goals — all stored privately on your device.

TRACK YOUR NET WORTH
Add all your assets and liabilities in one place. Bank accounts, investments, stocks, crypto, real estate, loans, credit cards, and mortgages. Your total net worth updates instantly every time you make a change.

MONTHLY EXPENSE TRACKER
Set your estimated monthly expenses across 11 categories — dining, shopping, groceries, electronics, healthcare, household, insurance, subscriptions, donations, transport, and more. See exactly how much you spend every month versus what you earn.

SAVINGS GOAL PROGRESS
Set a net worth target and track your progress with a live progress bar. Runes calculates how many days you are from reaching your goal based on your actual growth trend.

BURN RATE & RUNWAY
Know how long your savings would last if your income stopped. Track how much of your monthly salary is spent versus saved. Get a clear picture of your financial health every time you open the app.

BUILT FOR PRIVACY
Everything is stored locally on your iPhone using Apple's SwiftData. Nothing is sent to any server. No account required. No ads. No tracking.

NO SUBSCRIPTION
Download free and track up to 3 assets and liabilities. A single one-time purchase of €0.99 removes all limits forever. No monthly fees. No annual plans. Pay once.

CLEAN & FOCUSED
Runes is designed to be fast and distraction-free. No unnecessary charts, no social features, no bloat. Just your numbers, clearly displayed.

– Net worth calculator
– Asset and liability tracker
– Monthly expense estimator
– Savings goal with progress bar
– Salary vs burn rate analysis
– 100% offline and private
– One-time purchase, no subscription
– Face ID protection
– Multiple currency support

Requires iOS 17 or later. Compatible with all iPhone models.