Spendly: AI Budget & Expenses

Spendly is the personal finance app that finally feels native to iOS — beautiful, fast, and powered by AI that actually understands your money.

Track expenses in under 5 seconds, scan receipts with one tap, and ask plain-English questions like "where did most of my money go last month?" Built for iOS 26 with Liquid Glass design, multi-wallet for Business / Personal / Family, and 150+ currencies.

No bank login required. Works offline. Your data stays yours.

— WHY SPENDLY —

• AI Receipt Scanner — Snap any receipt, AI extracts merchant, date, total & line items in seconds. No typing.
• AI Finance Advisor — Chat with your money. "Am I on track this week?" "What's growing fastest?" Get specific, helpful answers.
• Multi-Wallet — Business, Personal, Family, Wife, Custom. Separate budgets, colors, and reports per wallet.
• Multi-Currency — 150+ currencies with live rates. Perfect for travel, expats, freelancers.
• Bank SMS Auto-Parser — In supported markets, expenses log automatically from bank SMS alerts.
• Beautiful Native Design — iOS 26 Liquid Glass throughout. Looks like Wallet.app, not a web view.

— CORE TRACKING —

• Quick Add — One tap, log in seconds with smart defaults
• 30+ Categories — Pre-built, plus unlimited custom
• Recurring Expenses — Subscriptions, bills, EMIs, rent — auto-logged on schedule
• Subscription Tracker — Find forgotten subscriptions, see annual cost, get price-change alerts
• Bill Organizer — Never miss a payment, smart reminders 2 days out
• Split Expenses — Share a single charge across wallets or people

— BUDGETS & GOALS —

• Monthly budgets per wallet AND per category
• Envelope budgeting with smart AI suggestions
• Savings goals with AI-projected completion dates
• Smart alerts at 50%, 80%, 100% of budget
• Anomaly detection — get notified when something is off

— REPORTS & EXPORT —

• Beautiful charts: bar, donut, trend, heat map
• Custom report builder — save your favorite views
• PDF reports for accountants, reimbursements, tax
• CSV / Excel export with full pivot data
• Tax-ready reports with deductible toggle

— PRIVACY FIRST —

• No bank account login ever required
• Apple Sign In only — no email/password
• Face ID / Touch ID lock
• Your data is yours — never sold, never used for ads
• Receipt OCR runs on-devic