LO Income Worksheet

LO Income Worksheet is a faster, simpler way for loan officers to calculate qualifying income without relying on clunky spreadsheets or confusing worksheet templates.

Built specifically for mortgage income analysis, the app helps you enter income quickly, compare averaging methods at a glance, and determine qualifying income in just a minute or two.

Use LO Income Worksheet to review:
• Base pay
• Overtime
• Bonus
• Commission
• Other income
• Non-taxable income

The app automatically calculates and displays:
• YTD annualized income
• YTD + 1 year average
• YTD + 2 year average

Simply tap the average you want to use for each income category, and the app builds the total qualifying income for you.

Features:
• Clean, mobile-friendly worksheet designed for speed
• Simple side-by-side income comparison
• YTD annualization based on the selected through-date
• Optional gross-up for non-taxable income
• Save and reopen loan scenarios
• PDF preview and export for a clean worksheet output
• Designed for loan officers who need clarity and speed

Free version includes the full calculator experience, PDF preview, and up to 3 saved loans.

LO Income Worksheet Pro unlocks:
• Unlimited saved loans
• PDF export

Whether you are structuring a file, checking qualifying income before submission, or reviewing multiple income types quickly, LO Income Worksheet helps streamline the process and replace outdated manual workflows.

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