Loan Calculator - Amorva

Amorva is a loan repayment calculator that does the math right. Enter a loan and instantly see your monthly payment, total interest, total cost and payoff date — for home, car, student and personal loans.

Accurate calculation
Interest is computed correctly on the remaining balance, declining month by month. Equal payment and equal principal methods are both supported, and 0% interest loans are handled properly. Amounts are kept in whole minor units to avoid rounding errors.

Full amortization schedule
See every installment broken down into principal, interest and remaining balance. Read your loan one payment at a time — included at no extra cost.

Extra payment simulator
Add a monthly extra payment or a one-time lump sum and see how much sooner you finish and how much interest you save, with a side-by-side payoff curve.

Compare loans
Put loans side by side and compare monthly payment, total interest and payoff date to choose the better option.

Fully local / no sign-in
Everything runs offline on your device. No account, no server upload, no bank linking. Your numbers stay private.

Home, car, student, personal and other loan presets help you enter values quickly. Edit any field anytime and the result recalculates instantly.

Get your loan numbers right with Amorva.