Couples Budget Tracker: Untoo

Untoo - Shared Money for Couples

Money works better when you two are on the same team.

Untoo is one shared money space for couples. Log what you spend in seconds, split it fairly, set money aside for what's next, and always know where you stand - with no bank connections and no complicated budgeting.

Both of you see everything, live. Neither of you is the admin.


LOG IT IN SECONDS

Type it, say it out loud, or snap the receipt. "Groceries, $42, split evenly" is already a complete entry: Untoo reads the amount, picks the category, and applies the split you two usually use. In English, Spanish, German, French, Dutch and Portuguese.


ALWAYS IN SYNC

Every entry shows up on both phones right away. No more "did you already pay that?", no end-of-month surprises.


SPLIT WITHOUT THE MATH

Track who paid, and split each expense evenly, by your own ratio, or as a treat. One calm settle-up screen keeps things even between you. No money ever moves through Untoo.


SAVE FOR WHAT'S NEXT

The trip, the couch, the emergency fund. Shared life goals with visible progress - and money you set aside never counts as spending, so a big saving month never looks like a bad one.


A MONTH WITH NO GUILT

A clear monthly recap, category by category, with optional limits that get a gentle note instead of an alarm. No streaks, no lapse-shaming, no red alerts.


THE SMALL THINGS

• Rent, subscriptions, bills and payday post themselves
• Log in any currency while traveling; totals stay in the one you two picked
• Your own categories - rename, reorder, recolor, add soft limits
• Money date: a short, warm check-in you two do together
• Export everything to CSV, or delete your account, right from Settings


BUILT FOR TWO, NOT FOR ONE

Untoo isn't a personal budget app with a guest seat. It is built for two partners with equal access - dating, living together, married, or planning what comes next.

• No bank linking, ever. Untoo only knows what you two choose to log
• Your money notes are never sold and never used for ads
• Warm and calm by design, never guilt-driven


ONE PREMIUM. BOTH OF YOU.

One subscription covers both partners. Either of you can start it, and you both get everything.

Premium unlocks:
• Unlimited AI capture - text, voice and receipt photos
• Unlimited life goals and recurring rules, plus automatic set-asides
• Your full history, month-to-month