MoneyShield: Sub Tracker
MoneyShield: Sub Tracker Summary
MoneyShield: Sub Tracker is a free, with in-app purchases iOS app in Finance by James Gray. Released in Jul 2026 (recently released ago). Store last updated Jul 15, 2026
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App Description
MoneyShield: Sub Tracker helps you stay ahead of subscriptions, trials, renewals, refund windows, and cancel-by dates.
Most people do not lose money from one huge mistake. They lose it from small forgotten charges: a trial that renewed, a subscription they meant to cancel, a refund deadline they missed, or a monthly service they barely use.
MoneyShield gives you one simple place to track what you pay for, when it renews, what it costs, and when you need to act.
FEATURES
• Track subscriptions and recurring charges
• Add trial end dates before they renew
• Set cancel-by reminders
• Track refund deadlines
• See upcoming payment dates
• Money Leak Score: a simple 0–100 view of your recurring-charge risk, based only on what you add
• Cost per use: see what each subscription really costs for how often you use it
• Guided audit checklist to find forgotten subscriptions — no bank or email access needed
• Annual Renewal Radar: spot big yearly charges up to 90 days ahead
• Copy-paste scripts for cancellation and refund requests
• Estimate monthly and yearly subscription costs
• Organize active, cancelled, and watched subscriptions
• Add notes for cancellation steps or refund details
• Keep a clearer picture of where your money is going
USE IT FOR
• Streaming services
• App subscriptions
• Fitness memberships
• Software plans
• Trial end dates
• Renewal dates
• Refund request windows
• Cancel reminders
• Bills you do not want to forget
PRIVATE BY DESIGN
No account, no login, no bank connections. Everything you add stays on your iPhone. The Money Leak Score is estimated only from items you enter yourself.
MONEYSHIELD PLUS
Start with 7 days of Full Protection — no payment required and no charge when the 7 days end. You are moved to the basic plan automatically; nothing is ever billed unless you choose to upgrade.
Plus pricing (United States; prices may vary by region):
• Plus Monthly: $3.99 per month, auto-renews monthly until cancelled
• Plus Yearly: $24.99 per year, auto-renews yearly until cancelled
• Plus Lifetime: $59.99 one-time purchase, no renewal
Plus unlocks unlimited protected deadlines, unlimited subscriptions, early alerts up to 30 days ahead, the Cancel First ranking, a receipt photo vault, and export.
Payment is charged to your Apple Account at confirmation of purchase. Subscriptions re