Bill Organizer, Tracker: Billo

Never miss a bill again.

Billo is a calm, simple bill organizer for people who are tired of carrying due dates in their head — or on scraps of paper, sticky notes, and half a dozen reminder apps.

Add a bill once. Billo repeats it automatically, reminds you before it's due, and lets you mark it paid in two taps. That's the whole routine.

Billo answers the questions that cause bill anxiety:
• What's due today, this week, this month?
• What have I already paid?
• How much is still coming out before payday?
• What's actually left after the bills?

No bank linking. No account to create. No credit card "verification". Your data stays in your own iCloud and syncs privately across iPhone, iPad, and Mac.

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WHAT BILLO DOES

• Upcoming bills at a glance — Today, Next 7 Days, Next 30 Days, with color-coded countdowns and weekly + monthly totals right at the top.

• A real bill calendar — see which days money leaves your account, spot weeks where everything hits at once, and tap any day for details.

• Recurring bills that actually recur — set "monthly on the 15th" once and never re-enter it again.

• Reminders you can trust — pick how many days ahead you want a heads-up, get reminded again on the due date, and the app badge always matches what's really unpaid. Mark a bill paid and the nagging stops.

• Mark paid in two taps — and build a payment history you can look back on for any bill: when you paid, how much, with optional confirmation numbers.

• Income and cash flow — add your paychecks and see income in, bills out, and what's left over each month.

• Charts that keep it simple — spending by category, on-time payment streaks, monthly cash flow, and 6-month trends.

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WHY BILLO (AND NOT ANOTHER BILL APP)

• A free plan you can actually use. Track up to 12 bills and 2 income sources with full reminders, calendar, and payment history — enough to run a real household, not a 3-bill teaser.

• Your data is never held hostage. If you ever go past the free limits, extra items are hidden, never deleted.

• No forced account numbers. Add a bill with just a name, amount, and due date. Notes, account IDs, and links are optional.

• Built on iCloud. Your bills sync through your own Apple account —