GoDebtFree

Break free from debt — one payment at a time.

GoDebtFree is your all-in-one debt companion: track every loan and credit card, follow your EMI schedule, plan the fastest payoff route, and check whether you can actually afford a new purchase before you commit.

KNOW WHERE YOU STAND
See your total debt, monthly obligations, and disposable income on a single dashboard. No spreadsheets. No guesswork. Just clarity.

NEVER MISS A PAYMENT
Add all your monthly dues — rent, electricity, EMIs — and mark them paid with a single tap. Get reminded before each deadline so late fees become a thing of the past.

FIND YOUR DEBT-FREE DATE
GoDebtFree calculates two proven payoff strategies:
• Debt Snowball — crush the smallest balances first for quick wins and momentum
• Debt Avalanche — attack the highest-interest debt first to save the most money

See exactly which strategy gets you debt-free sooner and how much interest you save along the way.

TRACK EVERY INSTALLMENT
Whether it's a personal loan, car loan, or credit card, GoDebtFree tracks every EMI. Tap any loan to see the full repayment schedule, mark instalments paid, and watch your remaining balance shrink month by month.

ASK BEFORE YOU BUY
Not sure if you can afford that new phone or laptop in EMI? Ask the built-in Affordability Chat. It checks your income, existing expenses, and debt minimums to give you an honest answer — before you commit.

EXPORT YOUR DATA
Export your debts, income, and expenses as a CSV file to review in a spreadsheet or share with your accountant. Your data, your way.

SYNCS ACROSS ALL YOUR DEVICES
GoDebtFree uses iCloud to keep your data in sync across your iPhone and iPad automatically — no account setup required.

BUILT FOR PRIVACY
Everything is processed on your device. No ads. No trackers. No data sold to anyone.

WHAT YOU CAN TRACK
• Home loans, car loans, personal loans
• Credit card balances and minimum payments
• EMI schedules with instalment-by-instalment history
• Salary, freelance, and variable income sources
• Fixed and variable monthly expenses

Download GoDebtFree today. Your debt-free date is closer than you think.