Chime – Mobile Banking
Chime – Mobile Banking Summary
Chime – Mobile Banking is a iOS app in the Finance category, developed by Chime Financial, Inc.. First released 11 years ago(Mar 2014), the app has 1.3M ratings with a 4.82★ (excellent) average rating.
Data tracking: SDKs and third-party integrations were last analyzed on Nov 2, 2025.
Store info: Last updated on App Store on Nov 18, 2025 (version 130096).
Chime – Mobile Banking was last scanned for SDKs 2025-11-02. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
Plaid
Firebase
Braze
Google
Facebook
Expo
nanopb
AppsFlyer4.82★
Ratings: 1.3M
Screenshots
App Description
Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
EARLY PAYDAY
Direct deposit with Chime to get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.
SPOTME®
Get covered up to $200* on debit and credit card transactions and cash withdrawals with no overdraft fees.
BETTER BANKING
A checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.
SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.
EASY SAVINGS
Enjoy automatic savings tools and a high-yield savings account1.
ANYTIME SECURITY AND SUPPORT
Keep your money safe with 24/7 live support.
ATMS
Access 47k+ fee-free‡ ATMs at locations like Walgreens and more.
PAY ANYONE WITH NO TRANSFER FEES
Send money to friends or family as fast3 as a text.
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The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.
MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.
*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.
‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
‡‡Late payment may negatively impact your credit score. Results may vary.
§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
**Out of network ATM withdrawal and O