Chime – Mobile Banking

Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

EARLY PAYDAY
Direct deposit with Chime to get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.

SPOTME®
Get covered up to $200* on debit and credit card transactions and cash withdrawals with no overdraft fees.

BETTER BANKING
A checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.

SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.

EASY SAVINGS
Enjoy automatic savings tools and a high-yield savings account1.

ANYTIME SECURITY AND SUPPORT
Keep your money safe with 24/7 live support.

ATMS
Access 47k+ fee-free‡ ATMs at locations like Walgreens and more.

PAY ANYONE WITH NO TRANSFER FEES
Send money to friends or family as fast3 as a text.

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The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.

MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.

†Chime is recommended by more of its users than that of any brand in the survey per 2024 Qualtrics® NPS score. THE #1 MOST LOVED BANKING APP is a Registered Trademark of Chime Financial, Inc.

^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.

~Option to get funds instantly for $2 per advance or get funds for free within 24 hours.

*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.

‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

‡‡Late payment may negatively impact your credit score. Results may vary.

§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees ma