EMI Calculator & Loan Planner

EMI Calculator is a simple, powerful loan tool that helps you quickly calculate EMIs and understand your full repayment schedule. Use it to plan home loans, car loans, personal loans, or any kind of borrowing with clarity and confidence.

Turn complex loan math into clear answers:
- Know exactly how much you will pay every month
- See how much of each payment goes to interest vs principal
- Compare different loan amounts, interest rates, and tenures
- Plan prepayments and check how much interest you can save

Key benefits and features:

Accurate EMI and loan planning
- Calculate EMI, loan amount, interest rate, or tenure by entering the other values
- Works with both months and years, so you can match bank offers easily
- Get instant results while you adjust loan amount, rate, or period

Clear repayment breakdown
- View a complete payment schedule in a clean table format
- See month-by-month breakup of principal, interest, and remaining balance
- Understand how your loan reduces over time and when interest impact is highest

Smart visuals and statistics
- Graphical charts show the full loan tenure at a glance
- Instantly generated stats highlight total principal, total interest, and overall cost
- Compare scenarios to choose the most affordable and efficient option

Easy sharing and records
- Export your EMI details as a PDF
- Share reports with family, clients, or your financial advisor
- Use saved PDFs to discuss offers with banks or finance agents

Apple Watch and iMessage support
- Calculate EMIs and GST right from your Apple Watch without opening your phone
- Use the iMessage app to calculate EMI and GST inside a chat
- Send results instantly to friends, family, or customers while you are chatting

Simple GST Calculator
- Quickly find how much tax is included in a price
- Add GST to a base amount or remove GST from a total price
- Useful for small businesses, freelancers, and daily shopping decisions

Live finance updates
- Stay up to date with the latest finance and money news via Google News
- Track changes in interest rates, policy updates, and market trends that can affect your loans

Nearby banks and ATMs
- Find banks, ATMs, and other finance locations around you
- Helpful when you travel or need quick access to cash or banking services

Currency Converter
- Compare and convert between 165+ world currencies
- Get live exchange rates instantly
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