upay: Finance and Payments
upay: Finance and Payments Summary
upay: Finance and Payments is a mobile Android app in Finance by UPAY. Released in Mar 2021 (5 years ago). It has about 8M+ installs and 45.6K ratings with a 3.70★ (average) average. Based on AppGoblin estimates, it reaches roughly 644.4K monthly active users . Store metadata: updated Mar 12, 2026.
Recent activity: 12.7K installs this week (430.3K over 4 weeks) showing exceptional growth , and 17 new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Apr 9, 2025.
Store info: Last updated on Google Play on Mar 12, 2026 .
upay: Finance and Payments was last scanned for SDKs 2025-04-09. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
Airbnb Engineering
Kotlin
JetBrains
Google
Facebook
Firebase
JourneyApps3.7★
Ratings: 45.6K
Screenshots
App Description
An easy, secured, and innovative financial solution for all your lifestyle needs
Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline.
As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh.
Things you can do in upay app:
Instant Registration
You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go.
Add Money from Bank Account or Debit/Credit Card
Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account.
Mobile recharge to any number
Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app.
Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others
Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more.
Safe, Secure & Contactless Payments at Offline Stores
Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number.
Secured Mobile Banking
Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater contr