Banco PAN: Conta, Cartão e +

Digital banking: credit card, pix, loans and shopping with cashback

Banco PAN is one of the largest and most comprehensive digital banks in Brazil. More than 32 million people have already chosen to make their lives more rewarding with our digital account.

Here, the more you use it, the more benefits you gain to achieve your plans, save money every day, and grow with every choice. Our app is easy, fast, and simple to use—so you can manage your finances in minutes and enjoy what really matters. All this with the security and transparency you expect from a major bank.

Discover an account designed to multiply your possibilities:

Digital account that earns interest from day one

Your money doesn't sit idle: it grows automatically, with daily interest, without complications and without needing to invest on your own. Just leave it in the account and watch your balance grow.

Installment payments for Pix and bills in up to 12 installments

When a need or opportunity arises, you can pay Pix and bills in installments directly with your PAN Credit Card. A practical way to organize your budget and keep control of everything through the app.

PAN Shopping: Cashback, Gift Cards, and Lowest Price Search

Shop economically and conveniently. You'll find cashback, buy gift cards from the brands you use most, and also have the help of intelligent search that finds the lowest price for the product so you pay less.

Loans for every moment of your life

Simulate, contract, and prepay installments directly in the app. All in a few taps, with total clarity in the conditions. We have the ideal options for different profiles and needs:

- FGTS Loan

- Personal Loan

- Private CLT Payroll Loan

- Vehicle-Secured Loan

- Vehicle Financing*

Transparency, practicality, and fast approval to bring your plans to life.

Credit and debit card with a limit that grows with you

Your limit evolves as you use and pay correctly*. So, you can build your financial path without bureaucracy — and with constant support from PAN.

Bill paid, limit released the same day

Paid your bill with your digital account balance? The limit is restored instantly. This gives you more control, more flexibility, and more peace of mind every day.

Virtual card for safer purchases

Make your online purchases with more protection. Your virtual card has different data from your physical card, ensuring greater security in every payment.

Pay fines and IPVA through the app

Get your payments up to date without leaving home — including fines and IPVA — using your PAN Credit Card.

Hassle-free mobile phone top-up

Top up your mobile phone instantly, directly through the app, safely and conveniently.

Free Pix with one of the best experiences on the market

Send, receive, and manage your Pix payments quickly and easily. And if needed, count on installment options to better organize your finances*.

Those who count on us, count more and always count on us. At PAN, the more you use it, the more benefits you get.

Download the app now and experience a complete digital account, designed to keep up with your pace and make your life more rewarding.

*See product terms and conditions at: https://www.bancopan.com.br/

Banco PAN S.A. - Financial Institution. CNPJ nº 59.285.411/0001-13

PAN FINANCEIRA S.A. – Credit, Financing and Investments. CNPJ/ME nº 02.682.287/0001-02.

PAN Financeira S.A. is a company of Banco PAN S.A.

Headquarters at Avenida Paulista, nº 1.374, 16th floor, Bela Vista, São Paulo – SP.