Mortgage Calculator: Home Loan

Calculate your mortgage payment, simulate early repayments and see your savings.

Know your exact monthly payment before you sign.

Mortgage Calculator is a free tool for first-time home buyers and refinancing, using a fixed annual interest rate. Enter the property price, down payment, loan term, and annual interest rate to instantly see your monthly payment, total interest, and total loan cost.

📊 MORTGAGE CALCULATOR
• Monthly payment: know exactly what you'll pay each month
• Total interest: understand the real cost of your loan
• Total to repay: full picture of your financial commitment
• Loan term in years: plan 10, 20 or 30-year mortgages
• Currency selector: pick the currency that matches your loan

💰 AMORTIZATION & EARLY REPAYMENT SIMULATOR
Thinking of making an early amortization payment? See exactly how it affects your loan:
• Reduce your term: pay it off sooner and save on interest
• Reduce your monthly payment: lower your ongoing costs
• Total savings: compare both options side by side

PRIVATE & OFFLINE
Everything is calculated on your device. No account, no sign-up, no internet connection required.

Available in 44 languages: the app automatically adapts to your device language and number format for your region.

Download free and plan your mortgage with confidence.